Mutual Médica
Mutual Médica is a Spanish mutual society providing insurance designed by and for physicians.
Last updated September 16, 2026
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Overview
Mutual Médica is a mutual society for physicians, describing itself as 'la mutualidad de los médicos'. It offers insurance coverages designed by and for doctors, including Guardias, Invalidez, Incapacidad Profesional, Vida, Orfandad and Dependencia, and states that it has more than 100,500 physician members. Its website also references a legal reform of the mutualidades and a future 'pasarela al RETA'.
History
Mutual Médica presents itself as a mutual society for physicians ('la mutualidad de los médicos'). Its recruitment page describes it as 'una startup con más de 100 años' (a startup with more than 100 years), indicating a long-standing organization. The homepage states that it has more than 100,500 physician members caring for physicians. It also references the reform of the mutualidades, noting the publication in the BOE on 31 July 2026 of Ley 2/2026, which it says completes the parliamentary processing of a long-awaited reform and confirms the definitive legal framework of the future 'pasarela al RETA'.
Products and positioning
Insurance coverages designed by and for physicians, with a mutualist model.
Seguro del Médico del Ejercicio Libre (MEL)
Described on the homepage as the option for practising medicine on one's own account.
Seguro de Guardias
Listed among the coverages designed by and for physicians; offered free for the first year in the NEXT promotion.
Seguro de Jubilación
Listed among the coverages designed by and for physicians; offered free for the first year in the NEXT promotion.
Seguro de Orfandad
Described on the homepage as being so that life plans can continue even if the insured is absent.
Sources2 sources
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