Mountain America Credit Union

Mountain America Credit Union (MACU) is a federally chartered, member-owned financial cooperative headquartered in Sandy, Utah. It first opened its doors in the mid-1930s and has grown into the seventh-largest credit union in the United States, with more than 1.4 million members and over $22 billion in total assets. The credit union operates more than 100 branches across five states—Utah, Idaho, Arizona, Nevada, and New Mexico—and offers a full range of personal and business financial services. Its product portfolio includes checking and savings accounts, certificate accounts, credit cards, auto and RV loans, mortgages, home equity lines of credit, construction loans, insurance services, and wealth management. Mountain America is also a leading provider of Small Business Administration (SBA) lending, having ranked as the number one SBA lending credit union in the United States for 20 consecutive years. It is also the top credit union in the nation for business deposits. As a credit union, Mountain America is owned by its members and governed by a volunteer board. Deposits are insured up to $250,000 per member by the National Credit Union Administration (NCUA). The institution emphasizes member experience, technology, and financial guidance, encapsulated in its brand essence of "guidance." It operates a digital banking platform, a mobile app, and an extensive branch and ATM network spanning the Intermountain West. Mountain America is active in community involvement through the Mountain America Foundation, which focuses on youth and family well-being, and supports causes such as Primary Children's Hospital, Hale Centre Theatre, Ronald McDonald House Charities, and Operation Warm. The credit union also provides financial education resources and workshops.

Mountain America Credit Union was founded in the mid-1930s, during the Great Depression, with a mission to guide members toward financial stability. Originally established as Mountain America Federal Credit Union, it operated under a federal charter and served a limited field of membership. Over the decades, it expanded its reach through mergers and organic growth, gradually becoming one of the largest credit unions in the United States. By the 2020s, Mountain America had grown to serve over 1.4 million members across five states: Utah, Idaho, Arizona, Nevada, and New Mexico. It operates more than 100 branches and maintains a strong digital banking presence. The credit union is recognized as the seventh-largest in the nation by assets, which exceed $22 billion. It has consistently ranked as the number one SBA lending credit union in the United States for 20 years and as the top credit union for business deposits. Throughout its history, Mountain America has emphasized community involvement and financial education. The Mountain America Foundation supports youth and family causes, and the credit union partners with organizations such as Primary Children's Hospital, Hale Centre Theatre, and Ronald McDonald House Charities. Its brand essence, "guidance," reflects its commitment to helping members navigate their financial journeys.

• 1935

  Mountain America Credit Union founded in the mid-1930s.

• Grew to become the 7th largest credit union in the United States.

• Ranked #1 SBA lending credit union in the United States for 20 consecutive years.

• Ranked #1 credit union in the United States for business deposits.

Member-owned financial cooperative providing guidance and value to members across the Intermountain West.

• Certificate 24-month

  4.25% APY

• New & used car loans 60-month

  As low as 4.99% APR

• Fixed-rate mortgage 30-year

  As low as 7.125% (7.263% APR)

• Credit Cards

  Low Rate, Rewards, Cash Back options

• 2021-09-29

  Mountain America Credit Union launches MyInvest[5]Mountain America Credit Union推出MyInvestprnewswire.com

  Reported: 2021-09-29

  Mountain America Credit Union announced the launch of MyInvest, an automated micro-investment platform that lets members start investing with as little as $5.

• 2021-06-29

  Mountain America selects Coinstar for branch coin counting[6]Mountain America选择Coinstar提供网点硬币处理服务prnewswire.com

  Reported: 2021-06-29

  Mountain America selected Coinstar as its coin-counting solution and announced plans to install Coinstar kiosks at 100 credit union locations across six states.

• 2021-06-28

  Mountain America funds National PTA COVID-19 relief grants[7]Mountain America资助National PTA新冠纾困拨款prnewswire.com

  Reported: 2021-06-28

  Mountain America Credit Union provided $15,000 to National PTA for COVID-19 relief grants, which supported PTAs in Arizona.

• 2021-06-04

  Mountain America Credit Union and Loveland Living Planet Aquarium expand partnership[8]Mountain America Credit Union与Loveland Living Planet Aquarium扩大合作prnewswire.com

  Reported: 2021-06-04

  Mountain America Credit Union and Loveland Living Planet Aquarium announced an expanded, long-term partnership, including support for expanded learning opportunities at the Aquarium.

• 2020-06-26

  Mountain America Credit Union wins two Diamond Awards[9]Mountain America Credit Union 获得两项 Diamond Awardsprnewswire.com

  Reported: 2020-06-26

  Mountain America Credit Union received two Diamond Awards recognizing marketing and business development achievements, for its VISA Whole Wide World Campaign and Alex Boyé Suicide Prevention Charity Concert.

1. 1Mountain America Credit Union in Utah & the Westmacu.com
2. 2About Mountain America Credit Union | MACUmacu.com
3. 3Utilize All Our Financial Management Services | MACUmacu.com
4. 4Mountain America Community Involvement and Support | MACUmacu.com
5. 5Mountain America Credit Union推出MyInvestprnewswire.com
6. 6Mountain America选择Coinstar提供网点硬币处理服务prnewswire.com
7. 7Mountain America资助National PTA新冠纾困拨款prnewswire.com
8. 8Mountain America Credit Union与Loveland Living Planet Aquarium扩大合作prnewswire.com
9. 9Mountain America Credit Union 获得两项 Diamond Awardsprnewswire.com
10. 10Mountain America Credit Union Receives Diamond Awards for Outstanding Marketing Achievementsprnewswire.com