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Mortgage Society of Finland

Hypo (Suomen Hypoteekkiyhdistys) is a Finnish credit institution specialising in housing and home financing, operating as a mutual company governed by its member customers.

Last updated September 16, 2026

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Overview

Hypo, the Mortgage Society of Finland (Suomen Hypoteekkiyhdistys), is described on its own site as the only credit institution in Finland that specialises in housing. It is a mutual company governed by its member customers, providing a full range of home financing services, including mortgage and consumer loans for all stages of home owning such as purchasing and renovating. It also offers safe deposit accounts for customers interested in saving and investing, and bonds for institutional investors. Established 160 years ago, it operates in the century-old Hypo House in the heart of Helsinki, where customers are served by 50 home financing specialists, with additional online and telephone banking services. Hypo also publishes a Housing Market Update four times a year and a Hypo Regional Rating examining collateral risk differences between Finnish municipalities.

History

Hypo, the Mortgage Society of Finland (Suomen Hypoteekkiyhdistys), is described on its own site as the only credit institution in Finland that specialises in housing. It operates as a mutual company governed by its member customers. Established 160 years ago, it operates in the century-old Hypo House in the heart of Helsinki, where its customers are served by 50 home financing specialists, alongside secure online and telephone banking services. Its operations are founded on a strong financial standing, with profitable long-term growth strengthening capital adequacy.

  • Established 160 years ago (as stated on the official site)

    [2]
  • Turkka Suo appointed Bank Director of Hypo, responsible for credits and credit processes and a member of the management team

    [3]

Products and positioning

Housing specialist and leader in the debate about the Finnish mortgage market; customer promise of a secure way for better living.

  • Mortgage loans

  • Consumer loans

  • Deposit accounts

  • Bonds for institutional investors

  • Housing company loans

  • Fixed-term deposits

  • ASP accounts

Sources5 sources

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