Moody's Analytics

Moody's Analytics was the non-rating business of Moody's Corporation, created in 2007 to separate the company's analytical, software, research, consulting, and training activities from Moody's Investors Service, its credit-rating subsidiary. The business developed from a series of acquisitions and internal initiatives that began in the 1990s, when Moody's entered quantitative credit-risk analysis and software. Its activities have included quantitative credit models, portfolio and enterprise risk management, economic and demographic research, structured-finance analytics, investment research, outsourced knowledge services, professional education, and financial-sector consulting. The business traces its technical roots to Moody's acquisition of Financial Proformas in 1995 and the creation of Moody's Risk Management Service. It subsequently expanded through the acquisition of the Software Products Group of Crowe, Chizek & Co., a partnership with RiskMetrics, and the 2002 purchase of KMV. The resulting Moody's KMV combined credit-risk data, quantitative models, and software, including the Expected Default Frequency approach for estimating the probability that a company will default. Moody's later acquired Economy.com, adding macroeconomic, regional, industry, demographic, and country research. The purchase of Wall Street Analytics added structured-finance and financial-market monitoring tools, including software used in collateralized debt obligation analysis. After the 2007 formation of Moody's Analytics, the portfolio continued to broaden. Fermat International added banking risk and performance-management software, while Enb Consulting and Canadian Securities Institute Global Education expanded training and professional certification. A strategic relationship with Experian produced consumer-credit portfolio and stress-testing software. Further acquisitions or investments added outsourced research through Copal Partners, insurance risk modeling through Barrie & Hibbert, investment research through Amba Investment Services, securitization analytics through Lewtan, and corporate-information data through Bureau van Dijk. Copal Amba's knowledge-services activities were later integrated into Moody's Analytics, and the business also acquired Cortera and kompany in 2021. Its principal users have included banks, insurers, asset managers, corporations, governments, institutional investors, and financial-market professionals. Offerings have typically combined proprietary datasets, quantitative models, workflow software, scenario analysis, economic forecasts, and advisory or training services rather than functioning as a conventional consumer-facing product brand. Notable analytical products include Market Implied Ratings, Expected Default Frequency tools, RiskAnalyst, Credit Monitor, and mortgage, structured-finance, and portfolio-risk applications. Mark Almeida led Moody's Analytics as president from January 2008 until October 2019. The brand was renamed simply "Moody's" on March 6, 2024, according to the referenced Wikipedia account. The historical Moody's Analytics identity therefore describes the corporation's former and still widely recognized analytics and risk-solutions business, while its capabilities remain part of Moody's broader commercial information, data, and decision-solutions portfolio.

Moody's Analytics emerged from Moody's Corporation's effort to build quantitative and technology-based businesses beyond traditional credit ratings. In 1995, Moody's acquired Financial Proformas and established Moody's Risk Management Service, offering quantitative credit-risk analysis, software, and related services. Around 2000, it acquired the Software Products Group of Crowe, Chizek & Co., adding tools used by banks to assess commercial-loan risk. Moody's Risk Management Service also worked with RiskMetrics on software combining credit-risk analysis and portfolio management. In February 2002, Moody's purchased KMV, a San Francisco quantitative risk-management firm founded around the work of Kealhofer, McQuown, and Vasicek. KMV was combined with the earlier risk-management business to form Moody's KMV. Its technology included the Expected Default Frequency model, which estimates a company's likelihood of default using market and balance-sheet variables. Moody's KMV integrated software from the predecessor businesses and introduced Credit Monitor in 2003. Moody's expanded into economic information in 2005 by acquiring Economy.com. That business contributed macroeconomic, demographic, country, industry, regional, and financial-market research. In December 2006, Moody's acquired Wall Street Analytics, a San Francisco software developer. It became Moody's Wall Street Analytics and added tools for financial-risk monitoring and structured-finance analysis, including CDO valuation software. In August 2007, Moody's Corporation grouped these non-rating operations under the Moody's Analytics name, operating them separately from Moody's Investors Service. The initial portfolio included Moody's KMV, Economy.com, and Wall Street Analytics, with additional businesses added over time. Fermat International joined in 2008, bringing banking risk and performance-management software used by banks in Europe, the Middle East, and Asia. Enb Consulting was added to the training operation in December 2008, providing technical and professional-development programs for finance employees. The training portfolio grew again in November 2010 through the acquisition of Canadian Securities Institute Global Education, a provider of financial education and certification known for the Canadian Securities Course. In June 2010, Moody's Analytics formed an alliance with Experian to develop consumer-loan portfolio tools, including CreditCycle Plus for loss forecasting and stress testing. Moody's Research Labs released Mortgage Portfolio Analyzer in 2011 for mortgage-credit portfolio management. Moody's continued to broaden its research and risk platform through corporate transactions. It acquired a major stake in Copal Partners in 2011, adding outsourced research and analytical services. Barrie & Hibbert joined the enterprise risk-management business in December 2011, contributing insurance risk-modeling tools. Amba Investment Services was acquired in 2013, followed by Lewtan in 2014, which strengthened securitization-industry analytics. In 2016, Copal Amba's activities were combined with Moody's Analytics to create a Knowledge Services unit. Bureau van Dijk was acquired in 2017, and Cortera and kompany were acquired in 2021. The brand's business model has centered on institutional subscriptions, software, data, research, models, consulting, and training rather than mass-market products. It has served banks, insurers, asset managers, corporations, governments, and institutional investors. Mark Almeida was president from 2008 through 2019. On March 6, 2024, the business was reported as renamed simply Moody's, marking a shift toward a unified corporate brand while preserving the underlying analytical and decision-support capabilities.

• 2024

  Brand renamed Moody's

  [1]Moody's Analyticsen.wikipedia.org

  The business was reported as adopting the shorter Moody's name.

• 2021

  Cortera and kompany acquired

  [1]Moody's Analyticsen.wikipedia.org

  Both transactions expanded commercial-credit and corporate-information offerings.

• 2017

  Bureau van Dijk acquired

  [1]Moody's Analyticsen.wikipedia.org

  The acquisition strengthened corporate-information and company-data capabilities.

• 2011

  Research, mortgage, and insurance capabilities expand

  [1]Moody's Analyticsen.wikipedia.org

  The business released Mortgage Portfolio Analyzer, invested in Copal Partners, and added Barrie & Hibbert to its enterprise risk-management services.

• 2010

  Experian alliance and CSI acquisition

  [1]Moody's Analyticsen.wikipedia.org

  Moody's Analytics expanded consumer-credit tools through an Experian alliance and financial education through Canadian Securities Institute Global Education.

• 2008

  Fermat International acquired

  [1]Moody's Analyticsen.wikipedia.org

  The transaction added banking risk and performance-management software.

• 2007

  Moody's Analytics established

  [1]Moody's Analyticsen.wikipedia.org

  Moody's Corporation organized its non-rating businesses under the Moody's Analytics division.

• 2005

  Economy.com acquired

  [1]Moody's Analyticsen.wikipedia.org

  The acquisition added economic, demographic, country, industry, and regional research.

• 2002

  KMV acquisition creates Moody's KMV

  [1]Moody's Analyticsen.wikipedia.org

  Moody's acquired KMV and combined it with its existing risk-management business, adding the Expected Default Frequency credit model.

• 1995

  Moody's enters quantitative risk services

  [1]Moody's Analyticsen.wikipedia.org

  Moody's acquired Financial Proformas and formed Moody's Risk Management Service, the predecessor of later analytics operations.

An institutional-grade provider of credit, market, economic, portfolio, and enterprise-risk intelligence, combining data, quantitative models, software, research, consulting, and professional education for financial and corporate decision-makers.

• Credit-risk analytics

  Expected Default Frequency (EDF)

  A quantitative credit-risk model and software family associated with Moody's KMV. EDF estimates the probability that a company will default by combining market and financial variables such as equity value, market capitalization, equity volatility, and capital structure. It has been used in corporate-credit assessment, portfolio monitoring, research, and risk management.

• Market and credit analytics

  Market Implied Ratings

  Market Implied Ratings applies Moody's rating-scale concepts to signals from credit and equity-market prices. The product is designed to help users compare market-based risk indications with formal ratings, monitor changing credit conditions, and identify potential investment or surveillance opportunities.

• Banking risk software

  RiskAnalyst

  RiskAnalyst is a credit-risk management application for financial institutions. It supports the analysis of borrower and credit data, particularly in commercial lending, and helps users evaluate risk information within lending and portfolio-management workflows.

• Credit monitoring · 2003

  Credit Monitor

  Introduced by Moody's KMV in 2003, Credit Monitor combined integrated financial modeling and credit-risk analysis to help users monitor the financial condition and default risk of companies and portfolios.

• Mortgage portfolio analytics · 2011

  Mortgage Portfolio Analyzer

  Released by Moody's Research Labs in 2011, Mortgage Portfolio Analyzer was designed to help portfolio managers assess and manage mortgage-credit risk across holdings and scenarios.

• Consumer-credit portfolio analytics · 2010

  Moody's CreditCycle Plus

  Developed through the Moody's Analytics–Experian alliance, CreditCycle Plus supported forecasting of potential consumer-loan losses and stress testing of loan portfolios. It was aimed at financial institutions managing changing credit conditions and portfolio performance.

• Professional education

  Financial-sector education and certification

  Through Enb Consulting and Canadian Securities Institute Global Education, Moody's Analytics provided technical training, soft-skills programs, career services, and certification-oriented education for banking, capital-markets, and investment professionals.

• 2017

  Alleged hacking campaign involving Moody's Analytics

  The United States Department of Justice charged three Chinese employees of Guangzhou Bo Yu Information Technology Company Limited with hacking into corporate entities in the United States, including Moody's Analytics. The reference identifies the allegations and charges but does not establish a final adjudication in the material provided.

  Source

Read more

• 2017SBI training collaboration

  India

  State Bank of India collaborated with Moody's Analytics to train staff, extending the business's financial education and professional-development role into a major banking market.

  Outcome. Training collaboration announced; broader outcome not specified in the reference material.

  Source

• 2024

  Unify the brand under Moody'sStrategy

  Background

  Moody's Corporation had developed a broad portfolio of analytics, data, research, and decision-support capabilities alongside its rating business.

  Action taken

  On March 6, 2024, Moody's Analytics was renamed simply Moody's.

  Aftermath

  The change reduced the prominence of the separate Moody's Analytics name; the reference does not provide further detail about organizational or product changes.

  Source

• 2016

  Create the Knowledge Services unitStrategy

  Background

  Moody's had expanded its outsourced research and analytical-services presence through Copal Partners and Copal Amba.

  Action taken

  Copal Amba was merged with Moody's Analytics to form the Knowledge Services unit.

  Aftermath

  The move integrated outsourced research and analytical services with Moody's broader data and risk-solutions portfolio.

  Source

• 2007

  Separate non-rating businesses into Moody's AnalyticsStrategy

  Background

  Moody's Corporation had accumulated risk software, economic research, financial analytics, and training businesses that were distinct from its credit-rating operations.

  Action taken

  The corporation created Moody's Analytics to organize and operate the combined non-rating portfolio separately from Moody's Investors Service.

  Aftermath

  The division became the platform for subsequent acquisitions and for the expansion of Moody's data, software, research, consulting, and education activities.

  Source

• 2022-01-07

  Codat and Moody's Analytics enter product partnership[2]Codat与Moody's Analytics达成产品合作crowdfundinsider.com

  Reported: 2022-01-07

  Codat announced that it had entered a product partnership with Moody's Analytics to integrate the Codat API into Moody's Analytics CreditLens solution, connecting lenders with accounting platform providers.

• 2020-10-06

  Moody's Analytics wins xCelent Depth of Services award[3]Moody's Analytics获得xCelent服务深度奖finanznachrichten.de

  Reported: 2020-10-06

  Moody's Analytics won Celent's xCelent Depth of Services award for its asset and liability management and balance sheet management services.

• 2020-04-28

  Moody's Analytics launches SolvencyWatch[4]穆迪分析推出SolvencyWatchfinanznachrichten.de

  Reported: 2020-04-28

  Moody's Analytics announced the launch of SolvencyWatch, a solution that helps insurers monitor key solvency metrics.

• 2020-03

  Moody's Analytics wins RegTech Innovation Award[5]穆迪分析获得RegTech创新奖finanznachrichten.de

  Reported: 2020-03-12

  Moody's Analytics won the RegTech Innovation Award at the 2020 FinTech Breakthrough Awards for its software-as-a-service regulatory technology solutions.

• Unconfirmed

  Moody's Analytics launches Reporting Studio[6]穆迪分析推出 Reporting Studiofinanznachrichten.de

  Reported: 2019-10-31

  Moody's Analytics launched Reporting Studio, a cloud-native regulatory reporting-as-a-service solution for banks.

• Unconfirmed

  Shanghai Rural Commercial Bank wins Asian Banker risk management award[7]上海农商银行荣获亚洲银行家风险管理类大奖hy.stock.cnfol.com

  Shanghai Rural Commercial Bank’s IFRS 9 system application practice, developed with Moody’s Analytics, won a risk management award in The Asian Banker’s 2020 international awards.

1. 1Moody's Analyticsen.wikipedia.org
2. 2Codat与Moody's Analytics达成产品合作crowdfundinsider.com
3. 3Moody's Analytics获得xCelent服务深度奖finanznachrichten.de
4. 4穆迪分析推出SolvencyWatchfinanznachrichten.de
5. 5穆迪分析获得RegTech创新奖finanznachrichten.de
6. 6穆迪分析推出 Reporting Studiofinanznachrichten.de
7. 7上海农商银行荣获亚洲银行家风险管理类大奖hy.stock.cnfol.com
8. 8Codat Announces Partnership With Moody's Analytics to Improve Small Business Lendingprnewswire.com
9. 9Moody's Analytics Repeats IFRS 9 Wins at Risk Technology Awardscalgarysun.com
10. 10Moody's Analytics Wins a RegTech Insight Award for Its Liquidity Risk Solutionfinanznachrichten.de
11. 11Moody's Analytics Wins an Artificial Intelligence Awardfinancialpost.com
12. 12Moody's Analytics Wins Best Middle-Office Platform at WatersTechnology Asia Awardsfinanznachrichten.de
13. 13Moody's Analytics Wins European Pensions Innovation Awardfinanznachrichten.de
14. 14Moody's Analytics Wins Five InsuranceERM Awards Including IFRS 17 Solution of the Yearfinanznachrichten.de