Metcombank

Corporate brand

Metcombank is a universal Russian commercial bank founded in 1993 in Kamensk-Uralsky, one of the largest banks in the Urals region.

Last updated September 27, 2026

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Overview

Metcombank (ПАО «МЕТКОМБАНК», PJSC METKOMBANK) is a universal commercial bank in Russia, founded in 1993 in the city of Kamensk-Uralsky, Sverdlovsk Oblast. Its founders and first clients were the metallurgical plants that are the city-forming enterprises of Kamensk-Uralsky, which gave the bank its name and its early corporate focus. The bank operates under General License No. 2443 issued by the Central Bank of the Russian Federation and is headquartered at 36 Oktyabrskaya Street, Kamensk-Uralsky. Over the years Metcombank has grown from a regional industrial bank into one of the largest banks in the Urals. It serves large corporate clients, small and medium-sized businesses, and individual customers, offering lending, settlement and cash services, deposits, mortgages, bank cards, money transfers, and personal banking. The bank has built a network of branches and additional offices in Yekaterinburg, Kamensk-Uralsky, Moscow, and Saratov. Its business model has historically relied primarily on funds attracted from legal entities, with individual deposits making up roughly 19% of liabilities. Metcombank is a public joint-stock company. In 2010 it joined the MICEX stock exchange trading participants, and in 2012 it placed its debut bond issue. In 2014 the bank changed its legal form to a public joint-stock company. In 2015 it became a Principal Member of Visa International. In 2016 it was selected to participate in measures to prevent the bankruptcy of AO Econombank in Saratov, and its charter capital was increased by 12 billion rubles to 16 billion rubles through a fourth additional share issue. In 2017 it signed a cooperation agreement with SME Bank under the National Guarantee System. Metcombank has received credit ratings from National Rating Agency (AA), Moody's (B2, withdrawn in March 2022), Expert RA (ruBBB-, confirmed 2019–2025), and ACRA (BBB-(RU), confirmed 2019–2026). In 2021 it ranked among the top 100 Russian banks by key banking indicators. The bank is also known for co-branding projects, including with FC Ural, the Akademichsky district resident card, and the Fabergé Museum in St. Petersburg.

History

Metcombank was founded in 1993 in Kamensk-Uralsky, Sverdlovsk Oblast, as a universal commercial bank. Its founders and first clients were the metallurgical plants that are the city-forming enterprises of Kamensk-Uralsky. The period 1993–1995 is described by the bank as a time of formation, accumulation of initial capital, and development of strategy and tactics for operating in market conditions. The bank operates under General License No. 2443 of the Central Bank of the Russian Federation. On 11 January 2005, the bank was included in the register of participants of the mandatory deposit insurance system under No. 390. On 27 October 2010, OAO Metcombank became a trading participant of the MICEX stock exchange under No. 862. In April 2012, the bank made its debut bond placement, with the first issue volume of 2 billion rubles; the bank placed 2 million securities with a nominal value of 1,000 rubles each by open subscription. Demand significantly exceeded supply, and on 22 August 2012 the series 01 bonds were included in the A1 first-level quotation list of MICEX. On 11 September 2014, following a decision of the general meeting of shareholders, the bank's name was changed to public joint-stock company Metcombank (PAO Metcombank); the charter amendments were agreed with the Bank of Russia, with an entry in the Unified State Register of Legal Entities on 23 October 2014. In March 2015, Metcombank received the status of Principal Member of Visa International, the highest category of bank participation in the Visa system, allowing direct work with the international payment system. On 9 March 2016, the Bank of Russia approved changes to the plan for participation of the state corporation Deposit Insurance Agency in measures to prevent the bankruptcy of AO Econombank in Saratov. Following a competitive selection, PAO Metcombank was chosen as the winner, offering the most favorable commercial terms for measures aimed at preventing Econombank's bankruptcy. On 1 July 2016, as a result of the fourth additional share issue, the bank's charter capital increased by 12 billion rubles to 16 billion rubles. On 31 July 2017, PAO Metcombank and the Russian Bank for Support of Small and Medium Entrepreneurship (SME Bank) signed a cooperation agreement on providing bank guarantees within the National Guarantee System. In 2021, the bank was among the top 100 Russian banks by key banking performance indicators. The bank has received ratings from several agencies: National Rating Agency assigned an AA creditworthiness rating; Moody's Investors Service assigned B2 (stable outlook, withdrawn in March 2022); Expert RA assigned A in 2009, changed to A(I) in 2012, upgraded to A+(III) in 2013, withdrawn in 2016, resumed in 2018 at ruBBB- with a stable outlook and confirmed annually (2019–2025); ACRA assigned BBB-(RU) with a stable outlook in 2018, confirmed annually (2019–2026). In rankings, Kommersant (2018) placed the bank 15th in its ranking of the most efficient banks; Interfax-100 (2018) ranked it 89th by assets, 49th by equity capital, and 53rd by retained earnings; Interfax-100 (2021) ranked it 74th by assets. The bank has also engaged in co-branding projects: in July 2012, at the Innoprom international exhibition, a co-branding project with FC Ural was launched; in September 2012, the Akademichsky district resident card project was presented with partners RenovaStroy-Group, UK Akademichsky, and ZAO AKADO-Yekaterinburg; and in summer 2016, a co-branding project with the Fabergé Museum in St. Petersburg was presented.

2021
The bank was among the top 100 Russian banks by key banking performance indicators.
2017
On 31 July, PAO Metcombank and SME Bank signed a cooperation agreement on providing bank guarantees within the National Guarantee System.
2016
On 9 March, the Bank of Russia approved Metcombank as the winner of the competitive selection for measures to prevent the bankruptcy of AO Econombank in Saratov; on 1 July, charter capital increased by 12 billion rubles to 16 billion rubles.
2015
In March, Metcombank received the status of Principal Member of Visa International.
2014
On 11 September, the bank's name was changed to public joint-stock company Metcombank (PAO Metcombank).
2012
In April, the bank made its debut bond placement of 2 billion rubles; on 22 August, series 01 bonds were included in the A1 first-level quotation list of MICEX.
2010
On 27 October, OAO Metcombank became a trading participant of the MICEX stock exchange under No. 862.
2005
On 11 January, the bank was included in the register of participants of the mandatory deposit insurance system under No. 390.
1993
Metcombank founded in Kamensk-Uralsky, Sverdlovsk Oblast.

Products and positioning

One of the largest banks in the Urals region, combining service to large corporate clients with active work with individuals and small and medium-sized businesses.

Deposits
Mortgages
Bank cards
Internet banking
Loans
Money transfers
Personal banking
Settlement and cash services for corporate clients

Sources6 sources

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