LINE Credit
LINE Credit Corporation is a Japanese joint venture providing the smartphone loan service LINE Pocket Money and the scoring service LINE Score.
Last updated September 16, 2026
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Overview
LINE Credit Corporation is jointly funded and operated by LINE Yahoo Corporation, Mizuho Bank, Ltd., and Orient Corporation. It provides the smartphone loan service LINE Pocket Money and the scoring service LINE Score. Its consumer lending business also absorbed J.Score's consumer lending operations via an absorption-type company split.
History
LINE Credit Corporation was established on May 1, 2018. It is jointly funded and operated by LINE Yahoo Corporation, Mizuho Bank, Ltd., and Orient Corporation. The company provides the smartphone loan service LINE Pocket Money and the scoring service LINE Score. J.Score's consumer lending business was integrated into LINE Credit via an absorption-type company split; new applications and borrowing for J.Score Lending have ended.
Products and positioning
Aiming to provide fair services that stay close to diverse users.
LINE Pocket Money
An unsecured personal loan service that allows borrowing the needed amount immediately from LINE, a smartphone small-sum lending service suited to modern individuals.
LINE Score
A scoring service with the concept of 'making everyday life a little richer,' calculating a score from 100 to 1000 based on behavioral trends on LINE-related services and answers to 15 questions before starting use.
J.Score Lending
An unsecured personal loan service; J.Score's consumer lending business was integrated into LINE Credit via an absorption-type company split, and new applications and borrowing have ended.
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