LendUp
US online lending platform offering short-term loans and credit building
Last updated November 2, 2026
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Overview
LendUp is a fintech company offering short-term loans and credit-building products, aiming to provide transparent lending options for consumers with poor credit.
Products and positioning
Online lending platform for subprime consumers, emphasizing transparency and credit education
Product categories. Installment loans · Credit-building loans
Controversies
2021
CFPB sues LendUp over alleged consent-order violations
The Consumer Financial Protection Bureau filed a lawsuit alleging that LendUp violated a 2016 consent order by continuing deceptive marketing and by failing to provide timely and accurate notices to consumers whose loan applications were denied. In the action, the CFPB seeks an injunction, consumer relief, disgorgement, and a civil money penalty.
Recent events
- Unconfirmed
CFPB sues LendUp over alleged consent-order violations[1]
The CFPB filed a lawsuit alleging that LendUp violated a 2016 consent order and continued deceptive marketing, and failed to provide timely and accurate notices to consumers whose loan applications were denied. The CFPB seeks an injunction, consumer relief, disgorgement, and a civil money penalty.
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