LendNation

LendNation is an American consumer finance brand that provides short-term and installment lending to customers with less-than-perfect credit. It operates a network of more than 300 retail locations across 13 states and an online lending platform, offering products such as payday loans, installment loans, title loans, lines of credit and check cashing. The brand positions itself around accessibility, speed and customer service, promising instant loan decisions and funding in as little as thirty minutes for online applicants. The LendNation brand was created in 2014 by QCHI (formerly QC Holdings, Inc.) to unify a portfolio of more than thirteen short-term lending brands that the company had acquired over two decades. QCHI traces its origins to 1984, when Don and Mary Lou Early opened a rent-to-own store near Kansas City, Missouri. The business expanded into check cashing and short-term loans, sold its rent-to-own operations in 1994, and then grew through acquisitions of lending companies across the United States. Today LendNation serves customers both through its website and through neighborhood stores, with a stated focus on transparent, supportive lending and five-star customer service. Its parent company, QCHI, continues to pursue growth through acquisitions and expanded online product offerings, targeting a large market of consumers who need access to cash.

LendNation's history is tied to its parent company, QCHI, formerly known as QC Holdings, Inc. In 1984, Don and Mary Lou Early opened a rent-to-own store near Kansas City, Missouri. Over the following years, the business expanded into check cashing and short-term loans such as payday loans and cash advances. In 1994, the founders sold the rent-to-own portion of the business to focus entirely on short-term lending, a decision that catalyzed sustained growth over the next two decades. QC Holdings grew by acquiring other short-term lending companies and adding them to its portfolio of stores across the United States. By 2014, QCHI owned and operated more than thirteen different brands offering short-term lending options to customers with less-than-perfect credit. The company determined that uniting these brands under a single, cohesive identity was critical, and LendNation was born. Since its creation, LendNation has continued to grow through acquisitions and other expansion opportunities, increasing both its physical retail footprint and its online product offerings across the country. The brand states that it can serve more than 75 million potential customers. It operates more than 300 locations in 13 states and offers online lending with instant decisions and funding in thirty minutes or less. LendNation emphasizes a customer-friendly identity designed to reflect the changing needs of twenty-first-century consumers, with a promise of honest, helpful and human service.

• 2014

  QCHI unites more than 13 short-term lending brands under the new LendNation brand.

• 1994

  The rent-to-own portion of the business is sold to focus on short-term lending.

• 1984

  Don and Mary Lou Early open a rent-to-own store near Kansas City, Missouri, the predecessor of QCHI.

Accessible, fast and customer-friendly short-term lending for people with less-than-perfect credit, delivered through both retail stores and online channels.

• Payday loans

  Short-term cash advances for immediate needs.

• Installment loans

  Loans repaid in scheduled installments.

• Title loans

  Loans secured by a vehicle title.

• Lines of credit

  Revolving credit for ongoing cash needs.

• Check cashing

  In-store check cashing services.

1. 1Online Payday Loans - Installment, Title Loans - LendNationlendnation.com
2. 2History - LendNationlendnation.com
3. 3About Us | LendNationlendnation.com
4. 4Blog - LendNationlendnation.com
5. 5LendNation - Wikidatawikidata.org