Laxmi Sunrise Bank
Laxmi Sunrise Bank is a Nepali bank offering retail and business banking, digital payments, and digital lending services.
Last updated September 15, 2026
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Overview
Laxmi Sunrise Bank operates a branch network in Nepal and provides consumer and business banking services. Its official site lists 253 branches, 2,859 employees, total assets of NPR 512 billion, total loans of NPR 321 billion, total deposits of NPR 428 billion, and paid-up capital of NPR 26.78 billion as of Ashad end, 2083. Digital offerings include the Laxmi Sunrise Mobile Money mobile banking app, the CorporatePay business payment platform powered by NCHL, and the Smart FoneLoan digital loan service.
History
Laxmi Sunrise Bank presents itself through its official website as a Nepali bank with a nationwide branch network and a suite of digital banking services. Its overview page reports 253 branches, 2,859 employees, total assets of NPR 512 billion, total loans of NPR 321 billion, total deposits of NPR 428 billion, and paid-up capital of NPR 26.78 billion as of Ashad end, 2083. The bank offers the Laxmi Sunrise Mobile Money mobile banking app, the CorporatePay business payment platform powered by NCHL, and the Smart FoneLoan digital loan service.
Products and positioning
Laxmi Sunrise Mobile Money
A mobile banking app for managing bank accounts on the move, with bill payments, instant payment via Fonepay, and security features.
CorporatePay
A digital payment platform for businesses, powered by NCHL, supporting real-time transfers, bulk payments, government and institutional payments, multi-bank access, and user controls.
Smart FoneLoan
A fully digital, collateral-free, pre-approved short-term loan service available through the Laxmi Sunrise Mobile Money app, with a maximum loan amount of NPR 5 lakhs.
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