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Lambton Mutual Insurance Company

A property and casualty insurance company operating in Southwestern Ontario, formed in 1875.

Last updated September 1, 2026

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Overview

Lambton Mutual Insurance Company is a property and casualty insurance company operating in Southwestern Ontario. It was formed in 1875 and is one of 34 purely mutual insurance companies in Ontario. The company writes residential, automobile, farm, and commercial premium, and operates on a not-for-profit basis, returning profits to policyholders and investing in community programs.

History

Lambton Mutual Insurance Company was formed in 1875. The organizers were leaders in agriculture, manufacturing, and municipal politics. Many early directors and staff were involved in provincial and federal politics. They recognized a need for an insurance company that could supply basic protection at reasonable cost, and where the community would be the benefactor of any surplus. The company continues to operate on a not-for-profit basis.

Products and positioning

As your only, truly local, insurance company in Lambton County, our focus is on keeping jobs and profits in our community. Unlike stock insurance companies, Lambton Mutual invests excess capital in community programs or returns profits directly to policyholders.

  • Home Insurance

    Residential insurance options to keep your home and its contents protected.

  • Farm Insurance

    Farm insurance program provides options to insure many different kinds of property, with various levels of coverage.

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