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Lån & Spar Bank

Lån & Spar Bank is a Danish bank that presents itself as owned by trade unions.

Last updated September 16, 2026

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Overview

Lån & Spar Bank is a Danish bank whose own website describes it as a bank owned by trade unions. Its homepage highlights everyday banking tools such as loan and salary-account calculators, a loan for electric cars, and the use of MobilePay as a wallet, and it states that the bank works with sustainability and responsible investment.

Products and positioning

A bank owned by trade unions, emphasizing responsibility, community and sustainable banking.

  • Andelsboliglån

    A loan product for buying an andelsbolig, with a calculator on the bank's homepage.

  • Ejerboligberegner

    A calculator to see how much one can buy an owner-occupied home for.

  • Lån til elbil

    A loan for an electric car at a low interest rate, with a calculator.

  • Lønkontoberegner

    A calculator showing annual interest if one moves their salary account to Lån & Spar.

  • MobilePay as wallet

    The bank states that MobilePay can now be used as a wallet on the phone.

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