KreditBee
KreditBee is an Indian online platform that facilitates personal and business loan transactions between borrowers and RBI-registered NBFCs/Banks.
Last updated September 15, 2026
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Overview
KreditBee is a platform that facilitates loan transactions between borrowers and personal loan providers such as NBFCs/Banks. All loan applications are approved and sanctioned by the NBFCs/Banks registered with the RBI. The platform offers personal loans from ₹6,000 to ₹10 Lakhs with flexible EMIs from 6 to 60 months, business loans from ₹6,000 to ₹1 Crores with repayment from 6 to 48 months, two-wheeler loans up to ₹5 Lakhs with tenures up to 60 months, and loans against property up to ₹1 Crores with repayment tenures up to 20 years. The application process is completely online, with documentation described as minimal and an average disbursement time of 10 minutes via direct bank transfer.
History
KreditBee operates as a platform that facilitates loan transactions between borrowers and personal loan providers such as NBFCs/Banks. All loan applications are approved and sanctioned by the NBFCs/Banks registered with the RBI. The platform describes itself as inclusive as an instant loan provider, allowing users to apply for personal loans up to ₹10 Lakhs. The documentation needed is minimal and the entire process from registration to disbursement takes an average of 10 minutes, with funds transferred directly to the applicant's bank account upon approval.
Products and positioning
Instant personal loans trusted by over 23 Crore Indians, with a 100% online process and 10-minute disbursal.
Personal Loan
Personal loan from ₹6,000 to ₹10 Lakhs with flexible EMIs from 6 to 60 months.
Business Loan
Business loan from ₹6,000 to ₹1 Crores with repayment from 6 to 48 months.
Two Wheeler Loan
Two-wheeler loan up to ₹5 Lakhs with tenures up to 60 months.
Loan Against Property
Loan against property up to ₹1 Crores with repayment tenures up to 20 years.
Recent events
KreditBee and Mswipe announce Cardless EMI partnership[2]
Reported:
KreditBee announced a partnership with Mswipe to offer digital Cardless EMI payments at retail stores in India.
KreditBee raises Rs 544 crore[3]
Digital lending startup KreditBee raised Rs 544 crore ($75 million) from investors including PremjiInvest, Mirae Asset Venture, Alpine Capital and Arkam Ventures.
Sources3 sources
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