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Koalafi

Koalafi offers lease-to-own financing for merchants and non-prime consumers.

Last updated September 10, 2026

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Overview

Koalafi provides lease-to-own financing that merchants can offer to their customers, aimed at non-prime shoppers who may lack access to traditional financing. The company states it is trusted by 28k+ merchant partners and their customers, and describes approval amounts up to $7,500. It offers integration pathways including plugin integrations for e-commerce platforms such as Shopify and WooCommerce, point-of-sale integrations such as STORIS, waterfall integrations via Versatile and ChargeAfter, and custom integrations.

History

Koalafi states it was founded to fix a system that wasn’t working for shoppers or for merchants, describing that too many non-prime consumers were being told “no,” while merchants were losing sales. It says it built a lease-to-own platform that helps more consumers get the purchases they need today and build a better financial future while merchants close more sales, earn customer loyalty, and grow with confidence.

Products and positioning

Financing that works for people—and the businesses that serve them; helping close the financing gap for non-prime consumers.

  • Lease-to-own financing

    Koalafi offers lease-to-own financing that merchants can provide to their customers, with approval amounts up to $7,500.

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