KeyPoint Credit Union
KeyPoint Credit Union is a California credit union offering checking accounts, auto loans, mortgages, and financial education.
Last updated September 1, 2026
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Overview
KeyPoint Credit Union is a credit union serving the California Bay Area and Goleta. It offers a range of financial products including checking accounts, auto loans, mortgages, and certificates. The credit union emphasizes community involvement and has been recognized for its workplace culture and community impact.
History
KeyPoint Credit Union is a credit union serving the California Bay Area and Goleta. It offers checking accounts, auto loans, mortgages, and certificates. In 2024, it launched auto loans for ITIN holders and partnered with HomeFirst. In 2025, it appointed David Luu as President and CEO. In 2026, it received a $2 million FHLBank grant and was named a Top Workplaces winner.
Products and positioning
Money4Me Checking Account
Checking with no monthly fee and handy online tools.
Free Checking Account
Free checking you can manage online.
Fresh Start Auto Loans
Auto loans for those with bad credit, with APR ranging from 14.99% to 19.00%.
Auto Refinancing
Lower your interest rate and pay off your loan faster.
Down Payment Assistance Program
Grants up to $32,837 for eligible homebuyers.
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