Haryana Gramin Bank

Haryana Gramin Bank is a Regional Rural Bank serving the Indian state of Haryana. The institution operates under the Regional Rural Banks Act, 1976 and is sponsored by Punjab National Bank. Its headquarters are in Rohtak, and its operating territory covers the state of Haryana rather than a national or multinational market. The bank focuses on the rural and semi-urban banking segment, providing access to deposit accounts, credit, payments, and other conventional banking services for households, farmers, small businesses, and local communities. The bank’s present identity is the result of consolidation within Haryana’s regional-rural-banking system. In 2013, the Ministry of Finance approved the amalgamation of the earlier Haryana Gramin Bank and Gurgaon Gramin Bank. The merger created Sarva Haryana Gramin Bank, with Punjab National Bank as sponsor and Rohtak as the head-office location. The transaction was formalized through Gazette Notification No. S.O. 3536(E), dated 29 November 2013. The resulting institution became the sole Regional Rural Bank operating across the entire state of Haryana. The predecessor Haryana Gramin Bank had itself been created in 2005 through the combination of Haryana Kshetriya Gramin Bank, Hisar Sirsa Kshetriya Gramin Bank, and Ambala Kurukshetra Gramin Bank. Those institutions represented earlier phases of the regional rural banking framework, with roots extending back to the 1970s and 1980s. Gurgaon Gramin Bank, the other principal predecessor of the 2013 consolidation, had been established in 1976 under the Regional Rural Banks Act and was sponsored by Syndicate Bank. The bank’s role is closely connected with financial inclusion and the delivery of formal banking services in rural Haryana. Its branch network is concentrated in rural areas and, according to the referenced description, includes approximately 690 branches. Services associated with its role include savings and current accounts, agricultural and rural credit, retail lending, remittances, payment services, and government-related banking transactions. The available reference material does not provide a complete current product catalogue, detailed financial statements, or named leadership roster, so those areas are not expanded beyond what can be supported. In October 2025, the Ministry of Finance announced the renaming of several Regional Rural Banks. At the request of its sponsor, Punjab National Bank, Sarva Haryana Gramin Bank was renamed Haryana Gramin Bank. The change altered the public-facing name but did not change the bank’s geographic jurisdiction or its operating role in Haryana. The renamed institution remains an active, state-focused regional rural bank rather than a listed commercial bank.

Haryana Gramin Bank belongs to the Regional Rural Bank system established in India under the Regional Rural Banks Act, 1976. The system was designed to extend institutional banking and credit to rural communities, including farmers, agricultural workers, small entrepreneurs, and other customers traditionally underserved by larger urban-oriented banks. The institutional lineage associated with Haryana Gramin Bank includes several predecessor banks. Haryana Kshetriya Gramin Bank was established in 1975, while Gurgaon Gramin Bank was established in 1976 under the Regional Rural Banks Act. Hisar Sirsa Kshetriya Gramin Bank and Ambala Kurukshetra Gramin Bank were established during the 1980s. These banks served different parts of Haryana and were supported by different sponsoring commercial banks. The sponsor relationship was significant because commercial banks provided managerial, operational, and institutional support to the regional rural banks. In 2005, Haryana Gramin Bank was formed by amalgamating Haryana Kshetriya Gramin Bank, Hisar Sirsa Kshetriya Gramin Bank, and Ambala Kurukshetra Gramin Bank. The resulting institution was sponsored by Punjab National Bank and operated across Haryana, with its head office in Rohtak. Separately, Gurgaon Gramin Bank continued as a regional rural bank headquartered in Gurgaon and sponsored by Syndicate Bank. The next major structural change came in 2013. The Ministry of Finance issued Gazette Notification No. S.O. 3536(E), dated 29 November 2013, formalizing the amalgamation of Haryana Gramin Bank and Gurgaon Gramin Bank. The combined institution was named Sarva Haryana Gramin Bank. It retained Punjab National Bank as sponsor and was headquartered in Rohtak. The merger consolidated the regional rural banking presence in Haryana and made the new bank the sole Regional Rural Bank operating throughout the state. Following consolidation, Sarva Haryana Gramin Bank functioned as a state-wide rural banking network. Its activities included ordinary deposit-taking and payment services alongside lending and financial-inclusion functions relevant to rural Haryana. The referenced description reports a network of approximately 690 rural branches. The bank’s geographic focus has remained Haryana, distinguishing it from larger Indian banking groups with nationwide branch networks. In October 2025, the Ministry of Finance announced a series of name changes affecting Regional Rural Banks. Sarva Haryana Gramin Bank became Haryana Gramin Bank after a request from its sponsor, Punjab National Bank. The renaming simplified the institution’s public identity by aligning it directly with the state it serves. The announcement did not indicate a change in jurisdiction, branch network, or core operations. Haryana Gramin Bank therefore represents the continuing institution formed through the 2013 consolidation, while also reviving the name used by one of its predecessor banks before that merger.

• 2025

  Sarva Haryana Gramin Bank renamed Haryana Gramin Bank

  [1]Haryana Gramin Banken.wikipedia.org

  The Ministry of Finance approved the new name following a request from Punjab National Bank. The bank's territory and operations were unchanged.

• 2013

  Sarva Haryana Gramin Bank created

  [1]Haryana Gramin Banken.wikipedia.org

  Haryana Gramin Bank and Gurgaon Gramin Bank were amalgamated through a Ministry of Finance Gazette notification, creating Sarva Haryana Gramin Bank.

• 2005

  Haryana Gramin Bank formed through predecessor-bank merger

  [1]Haryana Gramin Banken.wikipedia.org

  Haryana Kshetriya Gramin Bank, Hisar Sirsa Kshetriya Gramin Bank, and Ambala Kurukshetra Gramin Bank were combined to form Haryana Gramin Bank.

• 1976

  Gurgaon Gramin Bank established

  [1]Haryana Gramin Banken.wikipedia.org

  Gurgaon Gramin Bank was established under the Regional Rural Banks Act, 1976, with Syndicate Bank as sponsor.

• 1975

  Haryana Kshetriya Gramin Bank established

  [1]Haryana Gramin Banken.wikipedia.org

  One of the predecessor institutions in Haryana's regional rural banking network was established.

A state-wide rural banking institution focused on financial inclusion, agricultural and community lending, and everyday banking services in Haryana.

• Retail banking

  Deposit accounts

  The bank provides the deposit-taking function expected of a Regional Rural Bank, serving households, farmers, local businesses, and other customers in Haryana. The available reference material does not specify individual account names, interest rates, eligibility rules, or balances, so this entry describes the service category rather than a particular account product.

• Lending

  Agricultural and rural credit

  Agricultural and rural lending is central to the Regional Rural Bank model and to the bank's presence in Haryana's rural communities. Such services support the formal financing needs of agricultural households and rural economic activity. Specific loan schemes, limits, pricing, and eligibility terms are not identified in the supplied reference material.

• Banking services

  Retail and small-business banking

  The bank's state-wide branch network supports everyday banking and borrowing needs beyond agriculture, including services for individuals and smaller local enterprises. The available sources do not provide a complete list of retail or business products, so no specific named loan or account has been attributed to the bank.

• Payments

  Payments, remittances, and financial-inclusion services

  As a rural bank operating across Haryana, Haryana Gramin Bank facilitates routine payments, transfers, remittances, and access to formal financial services through its branch network and associated banking channels. The reference material does not identify particular digital platforms or payment products by name.

• 2025

  Renaming of Sarva Haryana Gramin BankStrategy

  Background

  The Ministry of Finance announced a broader set of Regional Rural Bank name changes intended to simplify names and align them with the states served.

  Action taken

  At the request of Punjab National Bank, Sarva Haryana Gramin Bank was renamed Haryana Gramin Bank.

  Aftermath

  The bank retained its Haryana-wide jurisdiction and operating role; the change primarily affected its name and public identity.

  Source

• 2013

  Amalgamation of Haryana Gramin Bank and Gurgaon Gramin BankM&A

  Background

  Haryana had multiple Regional Rural Banks serving different geographic areas and operating with different sponsor-bank arrangements.

  Action taken

  The Ministry of Finance formalized the combination of Haryana Gramin Bank and Gurgaon Gramin Bank, creating Sarva Haryana Gramin Bank with headquarters in Rohtak and Punjab National Bank as sponsor.

  Aftermath

  The combined institution became the sole Regional Rural Bank operating across Haryana.

  Source

• 2025

  Sarva Haryana Gramin Bank renamed Haryana Gramin Bank[1]Haryana Gramin Banken.wikipedia.org

  Other

  The Ministry of Finance announced the renaming of Sarva Haryana Gramin Bank following a request from sponsor Punjab National Bank. The bank's operating territory and functions remained unchanged.

• 2013

  Haryana Gramin Bank created through the amalgamation of Haryana Gramin Bank and Gurgaon Gramin Bank[1]Haryana Gramin Banken.wikipedia.org

  M&A

  A Ministry of Finance Gazette notification formalized the combination of the two Haryana regional rural banks, creating Sarva Haryana Gramin Bank with headquarters in Rohtak and Punjab National Bank as sponsor.

1. 1Haryana Gramin Banken.wikipedia.org