First Citizens Bank

First Citizens Bank is a U.S. financial institution whose history dates to its opening in 1898. The bank says it has served clients and communities for more than 125 years, emphasizing specialized support, service and client relationships. It describes itself as family-led and says it is the largest family-controlled bank in the United States. The bank serves personal customers through a nationwide branch network and digital channels, offering banking and lending products and services. Its personal-banking options include everyday banking, deposits, loans, credit cards, certificates of deposit, investing and retirement-related guidance. First Citizens Digital Banking provides secure digital tools for customers to manage their finances. Its broader business spans First Citizens Wealth, business banking, commercial banking and Innovation Banking. Wealth services include private banking, wealth planning, asset management, and trust and fiduciary services. Business and commercial clients can access tailored financial products and services, including financing, deposits, treasury management, foreign exchange and trade finance. The bank says its Innovation Banking business has served the innovation economy for more than 40 years. First Citizens presents its approach as relationship-oriented and intended to support clients as their needs develop. It also describes community support as part of its work, including charitable giving, employee volunteering, financial education, community investment and disaster response. The supplied company profile identifies it as a top-20 U.S. financial institution and reports more than 16,000 colleagues nationwide and more than $225 billion in total assets; these are figures stated on the supplied profile page, not independently verified here. First-Citizens Bank & Trust Company is an American bank founded in 1898, headquartered in Raleigh, North Carolina. It is a subsidiary of First Citizens BancShares and offers personal banking, commercial banking, and wealth management services. First Citizens Bank (also known as First-Citizens Bank & Trust Company) is a U.S. financial institution founded in 1898 and headquartered in Raleigh, North Carolina. It is a subsidiary of First Citizens BancShares, Inc. The bank says it has served clients and communities for more than 125 years, emphasizing specialized support, service and client relationships. It describes itself as family-led and says it is the largest family-controlled bank in the United States.

First Citizens Bank traces its history to 1898, the year its trust and fiduciary services page says the institution opened. The available evidence does not identify the founders or provide a detailed account of its early development, so those particulars cannot be established from the supplied material. The bank describes itself as the largest family-controlled bank in the United States and characterizes its present-day approach as family-led. It is headquartered in Raleigh, North Carolina, and is a subsidiary of First Citizens BancShares, Inc. The bank says it has served clients and communities for more than 125 years. Its current profile describes a broad financial-services organization serving personal customers, wealth clients, businesses, commercial customers and companies in the innovation economy. Personal banking is provided through a nationwide branch network and digital channels. The listed service areas include banking and lending, while the consumer website also presents deposits, credit cards, home financing, investing and retirement-related options. The institution's wealth offering includes private banking, wealth planning and asset management. Its trust and fiduciary business covers trust administration, estate settlement and Delaware trust services. The bank presents these services as part of a broader wealth and legacy-planning relationship, including coordination with clients' financial and legal professionals. For business and commercial customers, First Citizens describes a range of tailored financial products and services. Its commercial capabilities include financing, deposits, treasury management, foreign exchange and trade finance. The bank also identifies Innovation Banking as a distinct area serving the innovation economy for more than 40 years. The supplied material does not give the date that this unit began or detail specific acquisitions, leadership changes or geographic expansion events. In its current public-facing materials, First Citizens emphasizes relationships, service, stability, security and solutions intended to adapt as customers' financial lives change. The company profile calls it a top-20 U.S. financial institution and reports more than 16,000 colleagues nationwide and total assets above $225 billion. The homepage and company profile also describe personal, wealth, business and commercial services, while the bank's community page details charitable giving, financial education, community investment, disaster response and employee volunteering. The community page reports 2025 impact figures, including corporate giving, supported organizations and volunteer hours; these are the bank's own reported figures. The supplied sources establish an 1898 opening and a present-day service profile, but do not establish a founder, a precise headquarters location, a parent company, public listing details or a complete corporate chronology. Accordingly, no unsupported ownership, executive, transaction or dated expansion claims are added here.

• 2025

  Community impact figures reported

• 1898

  First Citizens opens

• Innovation Banking serves the innovation economy

A family-led, relationship-oriented U.S. bank positioning its services around personal attention, specialized support, stability and financial solutions that can evolve with customers and businesses.

• Personal banking

  Banking and lending products and services delivered through branches and digital channels.

• First Citizens Wealth

  Private banking, wealth planning and asset management solutions.

• Commercial banking

  Commercial financial services that include financing, deposits, treasury management, foreign exchange and trade finance.

• Innovation Banking

  Purpose-built banking for the innovation economy.

• Trust and Fiduciary Services

  Trust administration, estate settlement and Delaware trust services.

• First Citizens Digital Banking

  Secure digital tools intended to help customers manage their money.

• Unconfirmed

  First Citizens Bank launches new Innovation Banking brand[5]第一公民银行推出全新的创新银行业务品牌news.google.com

  Reported: 2026-10-07

  First Citizens Bank has launched a new Innovation Banking brand, as reported by ABF Journal.

1. 1Personal Banking, Credit Cards & Loans | First Citizens Bankfirstcitizens.com
2. 2First Citizens Bank Company Profile | Top 20 US Bankfirstcitizens.com
3. 3Community Support & Philanthropy | First Citizens Bankfirstcitizens.com
4. 4Trust & Fiduciary Services | First Citizens Bankfirstcitizens.com
5. 5第一公民银行推出全新的创新银行业务品牌news.google.com