CRX Markets

CRX Markets is a working-capital finance marketplace and platform brand. Its website describes the platform as connecting corporate clients with a global network of more than 50 banks and investors. Companies can use its infrastructure to finance invoices through solutions on both the payables and receivables sides, with pricing determined by the market. The company’s payables offerings include CRX Extend, which lets companies extend payment terms while suppliers receive early payment through marketplace banks, CRX Pay, which allows a company to retain cash for up to 60 additional days while invoices are settled on time without supplier involvement, and CRX Discount, which supports early-payment discounts using the company’s own available liquidity. On the receivables side, CRX Select lets companies sell selected receivables to financing partners. The site says clients can choose receivables across currencies, jurisdictions, and debtor profiles. CRX Markets says its marketplace is active in 64 countries and connects corporates and financing partners across regions, currencies, and jurisdictions. Its stated principles include a unified infrastructure, financing programmes tailored to client requirements, and broad access to financing partners. The site describes use cases involving companies in different industries, including Nestlé, Lufthansa, and Vattenfall. Its current website presents the business as active; the supplied evidence does not identify its current owner, parent company, headquarters, or listing status.

CRX Markets was founded by Carlo Kölzer and Moritz von der Linden after what the company describes as the success of 360 Treasury Systems. The company’s website places its beginnings in 2012 and says that the first pilot of the CRX Marketplace went live within a year of its founding. It also reports that BaFin approval followed shortly afterward, though the supplied material does not give a more precise date for that approval. The platform initially developed around payables finance. According to the company’s timeline, CRX Extend and CRX Discount launched in 2013 with a multi-bank architecture from the outset. The timeline identifies Lufthansa, Vattenfall, and Nestlé among the first clients on the marketplace. These early offerings established the model of connecting corporate treasury needs with financing partners through a shared marketplace infrastructure. In 2015, CRX Markets introduced CRX Select, extending the marketplace’s capabilities to receivables finance. The company’s current product presentation describes a suite spanning both sides of the balance sheet: payables solutions for managing payment terms, supplier liquidity, and early-payment discounts, and receivables solutions for converting outstanding invoices into liquidity. The company presents its platform as automated and adaptable to the currencies, jurisdictions, and debtor profiles relevant to a client’s programme. CRX Markets’ current company materials describe a marketplace connecting corporates with more than 50 banks and investors and state that it is active in 64 countries. The company emphasizes a single infrastructure, flexible financing structures tailored to client requirements, and access to a broad financing network. Its website includes customer examples from multiple industries, such as a global working-capital programme for Nestlé and supplier-receivables financing examples in Europe. The supplied sources do not establish later ownership changes, current headquarters, or additional dated corporate milestones.

• 2015

  CRX Select introduced

• 2013

  CRX Extend and CRX Discount launch

• 2012

  CRX Markets founded

A marketplace-based working-capital finance platform offering companies access to banks and investors through one automated infrastructure.

• CRX Extend

  Extends payment terms while suppliers receive early payment through banks on the marketplace.

• CRX Pay

  Allows a company to retain cash for up to 60 additional days while invoices are settled on time, without supplier involvement.

• CRX Discount

  Supports the capture of early-payment discounts using a company’s own excess liquidity.

• CRX Select

  Lets companies sell selected receivables to financing partners on the marketplace.

1. 1CRX Marketscrxmarkets.com
2. 2About — CRX Marketscrxmarkets.com
3. 3Career — CRX Marketscrxmarkets.com
4. 4Case Study Nestlé — CRX Marketscrxmarkets.com