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Crum & Forster

Crum & Forster is a US-based underwriting company providing property & casualty, accident & health and specialty insurance solutions, with a 200-year history.

Last updated September 15, 2026

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Overview

Crum & Forster provides market-leading property & casualty, accident & health and specialty insurance solutions, describing itself as a true underwriting company with a 200-year history of helping customers manage risk. It offers admitted and surplus lines products for a broad array of customers and industries. The company reports 200+ years in business, an AM Best 'A+' (Superior) rating, $6.2B gross written premium, $4.7B net written premium, $4.2B capital, a 94.8% combined ratio and $12.4B total assets. Its business spans Accident & Health, Surplus & Specialty Lines, Affiliated Companies, Commercial Lines, Surety and Property. Crum & Forster Services India operates from Bangalore and Pune, providing digital and operational support to the Surplus and Specialty Lines division. Marc Adee is Chairman and Chief Executive Officer.

History

Crum & Forster describes itself as having a 200-year history of helping customers manage risk. CEO Marc Adee's book The Once and Future C&F chronicles Crum & Forster's journey through more than two centuries of innovation, resilience, and leadership in the insurance industry. From 2015 to 2025, Crum & Forster grew Gross Written Premium from $1.9B to $6.2B while improving its Combined Ratio from 97.7% to 94.8%.

Products and positioning

A true underwriting company with a 200-year history, offering market-leading property & casualty, accident & health and specialty insurance solutions with laser-focused expertise, integrity and discipline.

  • Property & Casualty

  • Accident & Health

  • Specialty insurance solutions

  • Admitted and surplus lines products

  • Stop Loss & Excess Medical

  • Occupational Risk

  • Pet Health & Services

  • Surety

  • Commercial Lines

  • Property E&S

Recent events

  • Nexus, Crum & Forster and Hamilton partner on insurance platform[5]

    Reported:

    Nexus Group partnered with US insurer Crum & Forster and Dublin-based Hamilton to set up a platform in London for surety and trade credit insurance capabilities. The partnership targets UK- and Europe-based insureds.

Sources5 sources

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