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CrossCountry Mortgage

CrossCountry Mortgage (CCM) is a nationwide U.S. mortgage lender headquartered in Cleveland, Ohio, founded in 2003 by Ron Leonhardt.

Last updated September 11, 2026

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Overview

CrossCountry Mortgage (CCM) is a mortgage lender founded in 2003 by Ron Leonhardt, headquartered in Cleveland, Ohio. It describes itself as America's #1 Retail Mortgage Lender for the third consecutive year, with more than 9,000 employees operating over 1,000 branches and servicing loans across all 50 states, D.C. and Puerto Rico. It offers more than 120 purchase, refinance and home equity solutions, and is a direct lender and approved seller and servicer by Freddie Mac, Fannie Mae and Ginnie Mae.

History

CrossCountry Mortgage (CCM) was started in 2003 by founder and CEO Ron Leonhardt, with the goal of becoming a nationwide mortgage lender that helps people with clear and fast home loans. The company states it became America's #1 Retail Mortgage Lender. It reports more than 9,000 employees operating over 1,000 branches and servicing loans across all 50 states, D.C. and Puerto Rico. In 2025, its team closed over 131,000 home purchases, making 1 in 35 homes a CCM home, and in Q2 2026 it set a new company record by financing 1 in every 30 home purchases nationwide. It has been recognized 10 times on the Inc. 5000 list of America's fastest-growing private businesses. It is headquartered in Cleveland, Ohio.

Products and positioning

America's #1 Retail Mortgage Lender

  • Conventional mortgages

  • Jumbo mortgages

  • FHA government-insured programs

  • Veterans programs

  • Rural homebuyer programs

  • Refinancing

  • Home equity loans and HELOC

  • Bridge loans

  • Renovation loans

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