Creditreform Rating

Creditreform Rating is a credit rating agency established in 2000 under the umbrella of the Creditreform Group, a provider of global business information. The company is domiciled in Neuss near Düsseldorf, Germany, and describes itself as one of Europe’s leading credit rating agencies. It assesses credit risk and offers ratings to investors, creditors, issuers, and internationally operating clients. Its work is guided by the stated principles of objectivity, transparency, and independence. The agency’s rating services cover corporate ratings, asset-based finance ratings, structured finance ratings, bank ratings, and sovereign ratings. It also produces analyses drawing on its database of German and European companies and its research expertise. The company says it conducts ratings throughout Europe and the United States, with representation offices and partner agencies in Luxembourg, the Netherlands, Austria, Switzerland, Poland, the Czech Republic, and Bulgaria. It reports having employees from more than 10 countries. Creditreform Rating has been registered with the European Securities and Markets Authority (ESMA) as a European rating agency since 2011 under EU Regulation (EC) No. 1060/2009. It states that it received official recognition as an External Credit Assessment Institution (ECAI) in 2009, and that use of its ratings for regulatory purposes is approved by the European Banking Authority and the European Insurance and Occupational Pensions Authority. The company is also a shareholder of European DataWarehouse GmbH. Its stated aim is to contribute to a well-functioning international financial system, with ongoing monitoring and improvement intended to support service quality.

Creditreform Rating was established in 2000 as part of the Creditreform Group. The group context connects the agency to a wider business-information organization, while the agency’s own work focuses on credit risk assessment and ratings. Based in Neuss near Düsseldorf, Germany, it developed services for investors, creditors, issuers, and internationally operating clients. A significant early recognition came in 2009, when Creditreform Rating became, according to its company account, the first German credit rating agency to receive official recognition as an External Credit Assessment Institution (ECAI) under the applicable EU capital requirements framework. The company says its ratings can use mappings provided by the European Banking Authority (EBA) and the European Insurance and Occupational Pensions Authority (EIOPA). In 2011, the agency registered with the European Securities and Markets Authority (ESMA) under EU Regulation (EC) No. 1060/2009. This registration established its status as a European rating agency subject to ESMA supervision. Creditreform Rating says that use of its ratings for regulatory purposes is approved by the EBA and EIOPA. The company’s stated service range includes corporate, asset-based finance, structured finance, bank, and sovereign ratings. It also produces analyses based on its German and European company database and research expertise. Its stated operating reach includes Europe and the United States, supported by representation offices and partner agencies in several European countries. The company reports employees from more than 10 countries and identifies European DataWarehouse GmbH as an organization in which it is a shareholder. The agency describes objectivity, transparency, and independence as principles guiding its work. It also says it pursues continuous monitoring and improvement to maintain service quality, and identifies contributing to a well-functioning international financial system as its aim. Its press page lists later methodology consultations and releases, including work relating to renewable energy financings and securitizations, fund ratings, project companies, and credit fund debt.

• 2025

  New fund rating announced

• 2011

  Registered with ESMA

• 2009

  Recognized as an External Credit Assessment Institution

• 2000

  Creditreform Rating established

A European credit rating agency serving investors, creditors, issuers, and international clients, with an emphasis on objectivity, transparency, independence, and regulatory recognition.

• Corporate ratings

  Credit ratings assessing corporate credit risk.

• Asset-based finance ratings

  Ratings within the agency’s asset-based finance services.

• Structured finance ratings

  Ratings within the agency’s structured finance services.

• Bank ratings

  Credit ratings for banks.

• Sovereign ratings

  Credit ratings for sovereign entities.

• Operating principlesOther

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