Credit Sesame

Credit Sesame is an American financial services company founded by Adrian Nazari after the last financial crisis. It provides free access to credit scores, credit report summaries, and personalized actions to help consumers improve their credit. The company also offers an online bank account that rewards users in cash for improving their credit score, and a premium tier called Sesame+ with 3-bureau credit data and identity protection.

Credit Sesame was founded by Adrian Nazari after the last financial crisis to help consumers improve their financial health by giving them free access to their credit score for the first time ever. At the time, major credit bureaus charged consumers as much as $10 each time they wanted to see their own credit data. After months of negotiating and advocating for consumer transparency, Adrian secured a contract with one of the credit bureaus to provide free credit scores to consumers. The company later combined deep credit expertise with machine learning and AI to offer personalized advice and recommendations. In March 2020, Credit Sesame launched the first-ever online bank account that allows consumers to grow their cash and credit together, and rewards them in cash for improving their credit score. Since 2010, Credit Sesame has been making headlines for its innovative approach to financial wellness.

Helping consumers reach their financial dreams with better credit through free access and personalized tools.

• Free credit score and report summary

  See your credit score and credit report summary in seconds—100% free.

• Sesame Grade

  A clear letter grade based on the five major factors that impact your credit score.

• Sesame+

  3-bureau credit data, credit building tools, and advanced protection including 24/7 fraud alerts, dark web monitoring, and identity theft insurance.

• Online bank account

  The first-ever online bank account that allows consumers to grow their cash and credit together, and rewards them in cash for improving their credit score.

• Unconfirmed

  Sesame Cash launches cash back offers[6]Sesame Cash推出返现优惠crowdfundinsider.com

  Reported: 2020-09-08

  Credit Sesame said it had launched Cash Back Offers through Sesame Cash, allowing customers to earn up to 15% cashback instantly at thousands of local and national merchants when paying with a Sesame Cash debit card.

• 2020-06-16

  Credit Sesame completes acquisition of Stack[7]Credit Sesame完成对Stack的收购businessinsider.com

  Reported: 2020-06-16

  Credit Sesame completed its acquisition of Canadian digital bank Stack on Tuesday. The deal is intended to broaden Credit Sesame's banking platform; the companies plan to integrate their technologies and Stack will continue operating its consumer-facing digital bank and white-label business.

  Weekdays and relative dates follow the original report; their exact calendar dates have not been verified.

• 2020-04-21

  Credit Sesame introduces SesameThrive[8]Credit Sesame推出SesameThrive平台prnewswire.com

  Reported: 2020-04-21

  Credit Sesame introduced SesameThrive, a platform offering consumers financial resources, tools, and services to help them manage finances during COVID-19 and prepare for recovery.

• Unconfirmed

  Credit Sesame launches Sesame Cash[9]Credit Sesame 推出 Sesame Cashlearnbonds.com

  Reported: 2020-03-11

  Credit Sesame launched Sesame Cash, a free digital bank account service offering features including early payday options, low fees, real-time notifications, and access to an ATM network.

• 2020-03-10

  Credit Sesame launches Sesame Cash[10]Credit Sesame推出Sesame Cash数字银行服务techcrunch.com

  Reported: 2020-03-10

  Credit Sesame launched Sesame Cash, a digital banking service initially available to existing customers, with features including a no-fee debit card and access to more than 55,000 ATMs.

1. 1Credit Sesame | Free Financial Planning & Credit Score Analysis Toolscreditsesame.com
2. 2About Credit Sesame | Credit Sesamecreditsesame.com
3. 3How to establish credit history | Credit Sesamecreditsesame.com
4. 4Press | Credit Sesamecreditsesame.com
5. 5Credit Sesamewikidata.org
6. 6Sesame Cash推出返现优惠crowdfundinsider.com
7. 7Credit Sesame完成对Stack的收购businessinsider.com
8. 8Credit Sesame推出SesameThrive平台prnewswire.com
9. 9Credit Sesame 推出 Sesame Cashlearnbonds.com
10. 10Credit Sesame推出Sesame Cash数字银行服务techcrunch.com
11. 11Credit Sesame Completes Acquisition Of Canadian Challenger Bank STACK | Crowdfund Insidercrowdfundinsider.com
12. 12Credit Sesame unveils the first credit builder banking service that enables consumers to use debit to build and improve their creditprnewswire.com