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CosmosDirekt

CosmosDirekt is the direct insurer of Generali in Germany, operating under the joint brand name of Cosmos Lebensversicherungs-AG and Cosmos Versicherung AG.

Last updated September 11, 2026

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Overview

CosmosDirekt is the direct insurer of Generali in Germany and part of the international Generali Group. The Cosmos Lebensversicherungs-AG and Cosmos Versicherung AG companies belong to Germany's leading direct insurers and appear under the joint brand name CosmosDirekt. CosmosDirekt offers a comprehensive range of insurance products and financial products, and describes itself as an innovator in the insurance industry. Its website presents products including motor insurance, personal liability, accident insurance, and FlexInvest retirement provision.

History

CosmosDirekt is the direct insurer of Generali in Germany and part of the international Generali Group. The Cosmos Lebensversicherungs-AG and Cosmos Versicherung AG companies belong to Germany's leading direct insurers and appear under the joint brand name CosmosDirekt. CosmosDirekt is a subsidiary of Generali Deutschland and acts as an innovator in the insurance industry.

Products and positioning

CosmosDirekt describes itself as an innovator in the insurance industry and offers innovative and flexible insurance and financial products oriented to customer needs.

  • Autoversicherung

  • Privat-Haftpflichtversicherung

  • Unfallversicherung

  • FlexInvest Altersvorsorge

  • Risikolebensversicherung

  • Berufsunfähigkeitsversicherung

  • Hausratversicherung

  • Wohngebäudeversicherung

  • Sterbegeldversicherung

  • Restschuldabsicherung

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