Cortera
Cortera was a United States provider of business credit information, analytics, payment data, and credit-and-collections workflow software.
Last updated August 26, 2026
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History
Cortera originated in 1993 as SRR Solutions, a company founded by Northeastern University professor Venkat Srinivasan. The original focus was credit-and-collections software, an area concerned with helping businesses manage receivables, investigate counterparties, and control exposure to unpaid commercial obligations. The company was created during a period when credit departments were beginning to combine traditional investigative practices with structured databases and software workflows. The business subsequently broadened its scope and changed its name to eCredit in 1998. Under that identity, it raised tens of millions of dollars in venture capital and experimented with models that extended beyond conventional software. One such initiative involved the creation of an online business-to-business debt exchange. Although the company continued to be associated with credit and collections, these activities reflected an effort to apply networked information and online infrastructure to commercial finance processes. In December 2006, eCredit was acquired by an investment group that ultimately included Fidelity Ventures, Battery Ventures, and CIBC. The ownership change marked a significant corporate transition as the company continued to develop its information and software businesses. In early 2008, the company adopted the Cortera name. The rebranding accompanied a positioning centered on commercial business information, analytics, and payment intelligence rather than solely on collections software. Cortera's information business maintained a database containing information on private and public companies in the United States. Its products were designed to help users investigate prospects, customers, suppliers, and partners. Business analysts could use the information for company research and risk assessment, while sales and marketing teams could apply it to prospecting and account planning. Credit and collections professionals could use company information, payment data, analytics, and workflow tools to support decisions about credit terms, receivables, and collection priorities. The company's customer groups included transportation providers, manufacturers, wholesalers, telecommunications companies, banks, and other financial or credit institutions. This range illustrates the horizontal nature of commercial-credit information: organizations across many industries need to assess the ability and willingness of other businesses to pay, maintain stable operations, and meet contractual commitments. Cortera's service portfolio included business information, credit-and-collections software, analytics, and business-to-business payment data. It also partnered with established information providers, including Bureau van Dijk, Moody's Analytics, and LexisNexis Risk Solutions, to incorporate additional information into its software and data workflows. Such partnerships were important because commercial risk analysis often depends on combining corporate identity records, financial information, trade-payment experiences, and other analytical inputs. Moody's Analytics acquired Cortera in 2021. The transaction connected Cortera's business-credit data and workflow capabilities with a larger provider of financial information, credit analysis, and risk-management solutions. Available reference material does not clarify the extent to which the Cortera name, products, and personnel remained separate after the acquisition. Accordingly, the brand's present standalone operating status cannot be confirmed from the supplied sources.
- 2021
Acquired by Moody's Analytics
[1]Moody's Analytics acquired Cortera and incorporated its commercial-credit information and analytics capabilities into the Moody's group.
- 2008
Cortera name introduced
[1]The company changed its name from eCredit to Cortera in early 2008.
- 2006
eCredit acquired by an investment group
[1]An investment group that ultimately included Fidelity Ventures, Battery Ventures, and CIBC acquired the company in December.
- 1998
Company renamed eCredit
[1]SRR Solutions adopted the eCredit name as the business expanded its credit-technology activities.
- 1993
SRR Solutions founded
[1]Venkat Srinivasan founded SRR Solutions to provide software for credit and collections activities.
Products and positioning
A commercial-credit intelligence and workflow provider serving organizations that need to evaluate business customers, suppliers, prospects, and trading partners.
Commercial credit data
Business information
Cortera provided information on private and public U.S. companies through a commercial database. The information supported research into prospects, customers, suppliers, and partners, helping analysts and credit professionals form a view of a business before establishing or continuing a commercial relationship.
Workflow software · 1993
Credit and collections software
The company's roots were in software for credit and collections. Its workflow capabilities were intended for teams responsible for receivables, customer-credit review, collection activity, and related operational processes.
Commercial analytics
Business analytics
Business analytics combined company information and analytical methods to help users evaluate commercial counterparties and support sales, credit, and financial decisions.
Payment intelligence
B2B payment data
Cortera offered business-to-business payment data as an input for assessing how companies met commercial payment obligations. This type of information could support credit evaluation, account monitoring, and collections prioritization.
Brand decisions
2021
Acquisition by Moody's AnalyticsM&ABackground
Cortera operated as a provider of commercial-credit information, payment data, analytics, and workflow software.
Action taken
Moody's Analytics acquired Cortera.
Aftermath
Cortera's capabilities became part of the Moody's Analytics organization. The supplied sources do not specify whether the brand remained independently marketed.
2008
Rebranded as CorteraStrategyBackground
The business had developed a broader offering that included company information, analytics, payment data, and credit-and-collections software.
Action taken
The company changed its name from eCredit to Cortera in early 2008.
Aftermath
Cortera became the name associated with the company's commercial business-information and credit-analytics activities.
1998
Adopted the eCredit nameStrategyBackground
The company was expanding from its original credit-and-collections software focus and pursuing broader online credit-related activities.
Action taken
SRR Solutions changed its name to eCredit.
Aftermath
The company continued raising venture capital and exploring services such as an online business-to-business debt exchange before later rebranding as Cortera.
Recent events
Enformion adds Cortera Business Credit Reports[2]
Reported:
Enformion announced that it integrated Cortera's Business Credit Report services into its database and existing solutions, enabling customers to run business credit reports.
Sources2 sources
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