Clarity Services

Clarity Services, Inc. is a U.S. credit bureau and a part of Experian, the global information services group. The company specializes in alternative financial services data and solutions, providing FCRA-regulated reports and scores that give lenders visibility into subprime consumer information, including the thin-file and no-file consumer segments. Its stated mission is to make alternative financing services more accessible, trusted and effective for the clients and consumers it serves. Clarity's distinctive data asset is derived from a variety of financial service providers, including online small dollar lenders, online installment lenders, single payment lenders, lines of credit, storefront small dollar lenders, auto title lenders and rent-to-own providers. Because these consumers have minimal recorded data in traditional credit files, accessing their creditworthiness is a challenge for lending institutions; Clarity's data helps providers know more about these consumers and assists in the underwriting process. Clarity Services accepts real-time reporting of consumer loan events, which enables the most accurate and up-to-date view of a consumer's credit behavior and helps lenders mitigate risk. On the consumer side, Clarity Services provides access to a Clarity Report and a Clarity Credit Score, along with tools related to fraud alerts, security freezes and opt-out, and consumer support. The company notes that it does not make approval or denial decisions for any type of credit; if Clarity Services appears on a consumer's credit report, it is because a credit inquiry was received and a Clarity credit report was provided to a subscriber. Clarity also offers assistance for survivors of human trafficking. Clarity Services operates in the United States, with its consumer support division mailing address in Allen, Texas. It is positioned within Experian's broader credit and information services portfolio, extending the group's reach into alternative and non-traditional lending data.

Clarity Services, Inc. is a U.S. credit bureau that operates as a part of Experian, the global information services company. The available official materials describe the company's current business rather than a detailed chronology; the following summarizes what is documented. Clarity Services specializes in alternative financial services data and solutions. Its core business is the provision of FCRA-regulated reports and scores that give lenders visibility into critical subprime consumer information, including the thin-file and no-file consumer segments. The company states that it is dedicated to making alternative financing services more accessible, trusted and effective for the clients and consumers it serves. Clarity's unique data source is derived from a variety of financial service providers, including online small dollar lenders, online installment lenders, single payment lenders, lines of credit, storefront small dollar lenders, auto title lenders and rent-to-own providers. Clarity focuses on data reporting for the under-banked, near-prime and subprime consumer segment because these consumers have minimal recorded data and accessing their creditworthiness proves to be a challenge for lending institutions. Clarity enables providers to know more about these consumers and assist in the underwriting process. A distinguishing feature of Clarity's model is real-time reporting: Clarity Services accepts the real-time reporting of consumer loan events. Real-time reporting enables the most accurate and up-to-date view of a consumer's credit behavior and helps lenders mitigate risks. On the consumer side, Clarity Services provides a Clarity Report and a Clarity Credit Score, along with fraud alert, security freeze and opt-out tools, and a consumer support function. The company explains that it does not make approval or denial decisions for any type of credit; if Clarity Services appears on a consumer's credit report, it is because a credit inquiry was received for that consumer and a Clarity credit report was provided. Clarity also offers assistance for survivors of human trafficking. Clarity Services operates in the United States. Its consumer support division is reachable by phone and by mail at a PO Box in Allen, Texas. As a part of Experian, Clarity is positioned within a larger credit and information services group, extending Experian's coverage into alternative and non-traditional lending data.

A credit bureau specializing in alternative financial services data, providing FCRA-regulated reports and scores that give lenders visibility into thin-file, no-file, under-banked and subprime consumers.

• Clarity Report

  An FCRA-regulated credit report providing lenders visibility into subprime consumer information, including thin-file and no-file segments.

• Clarity Credit Score

  An FCRA-regulated credit score offered alongside the Clarity Report.

• Real-time consumer loan event reporting

  Real-time reporting of consumer loan events that enables an accurate, up-to-date view of a consumer's credit behavior and helps lenders mitigate risk.

• Fraud alert, security freeze and opt-out tools

  Consumer-facing tools for fraud alerts, security freezes and opting out.

• Unconfirmed

  Clarity launches Clarity Connections network[4]Clarity推出Clarity Connections网络odwyerpr.com

  Clarity launched Clarity Connections, a global partner agency network. The network had signed 30 independent agencies as members and had commenced several joint campaigns.

• 2019-12-13

  Clarity acquires Dynamo[5]Clarity 收购 Dynamoodwyerpr.com

  London-based PR agency Clarity acquired consumer tech PR agency Dynamo, whose team will be absorbed into Clarity’s offices.

• 2019-11-12

  Clarity and The Brewery announce strategic partnership[6]Clarity 与 The Brewery 宣布建立战略合作关系prweb.com

  Reported: 2019-11-12

  Clarity announced a strategic partnership with The Brewery. The deal includes a minority shareholding investment in Clarity, long-term investment and support, and the transfer of Brew PR's Los Angeles office and operations to Clarity.

• 2019-10-10

  Clarity launches Global Partner Network[7]Clarity推出全球合作伙伴网络odwyerpr.com

  Clarity launched its Global Partner Network, a collaboration with agencies in key markets to provide account support to clients around the world.

• 2019

  Honda discontinues Clarity electric vehicle production[8]本田停产Clarity纯电动车auto.sina.com.cn

  Honda discontinued production of the Clarity battery-electric vehicle by the end of 2019; the source says it continued selling the fuel-cell and plug-in hybrid versions.

1. 1Clarity Services, Inc. – A part of Experianclarityservices.com
2. 2About – Clarity Services, Inc.clarityservices.com
3. 3Contact Clarity Services Consumer Support – Clarity Services, Inc.clarityservices.com
4. 4Clarity推出Clarity Connections网络odwyerpr.com
5. 5Clarity 收购 Dynamoodwyerpr.com
6. 6Clarity 与 The Brewery 宣布建立战略合作关系prweb.com
7. 7Clarity推出全球合作伙伴网络odwyerpr.com
8. 8本田停产Clarity纯电动车auto.sina.com.cn
9. 9News of Firms: Clarity Partners with The Breweryodwyerpr.com
10. 10Official: Honda Discontinues Clarity PHEV And Clarity Fuel Cellinsideevs.com