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City National Bank and Trust

City National Bank is a community bank that has provided personal and business banking services since 1901.

Last updated September 16, 2026

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Overview

City National Bank is a community-focused bank that traces its origins to a charter issued on March 23, 1901, in what became Lawton, Oklahoma. It offers personal and business banking services including checking and savings accounts, personal and business loans, online and mobile banking, and corporate or public trust services.

History

City National Bank traces its origins to early 1901, when a group of men applied for a bank charter in a soon-to-be-opened reservation in southwest Oklahoma. On March 23, 1901, the charter was issued under the name "First National Bank of Fort Sill." In July of that year, the town was named "Lawton" in honor of Major General Henry W. Lawton, and the bank's name was changed to "City National Bank of Lawton." To begin serving the community immediately, a small framed structure was built on wheels and rolled into town. Mr. Frank M. English became president three years later and served 27 years; his successor, J.R. "Dolph" Montgomery, became president in 1931 at the age of 24. The bank states it has provided community banking for over 124 years.

Products and positioning

Community-focused banking with personalized service and innovative financial solutions.

  • Checking accounts

    Personal checking accounts that can be opened online.

  • Savings accounts

    Personal savings accounts that can be opened online.

  • Personal loans

    Loans for personal financial goals.

  • Business loans

    Loans for business endeavors.

  • Online Banking and mobile app

    Feature-rich platform and mobile app for managing accounts, depositing checks, paying bills, and controlling cards.

  • Corporate/Public Trust services

    Acting as fiscal agent or trustee for institutions, corporations, or public authorities.

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