Childfree Wealth

Childfree Wealth is a United States financial planning firm that presents itself as "The First Planning Firm for People Without Kids." It builds its practice around the financial and life-planning needs of Childfree people — adults who do not have and do not intend to have children — a client segment the firm argues is poorly served by traditional planners who follow a conventional life script. The firm's core proposition is that Childfree life changes the financial planning conversation: goals such as making work optional, pursuing passion projects, traveling or living abroad, charitable impact without a genetic legacy, and funding one's own future care all take on different weight when there is no expectation of children to support or inherit. The company's services are delivered by "Childfree Wealth Specialists," all of whom are CERTIFIED FINANCIAL PLANNERS®. Every client relationship begins with a Childfree Wealth Checkup, a 60-minute live video session priced at $250 that combines life design with a review of retirement planning, cash-flow planning, investing, tax planning, long-term care, and charitable giving. The Checkup produces a detailed holistic financial report, a one-hour video review, prioritized recommendations, and access to RightCapital financial planning software. It is positioned as a standalone offering that can be used whether or not the client later hires the firm for ongoing help. Beyond the Checkup, Childfree Wealth offers two ongoing service tiers. Childfree Wealth 180 is aimed at independent do-it-yourselfers who want a second set of eyes, with quarterly meetings on a structured service calendar at $5,000 per year. Childfree Wealth 360 is a more comprehensive, white-glove engagement that adds services such as advanced estate planning with Childfree Trust®, advanced tax planning and CPA coordination, investment management with Altruist, money mindset coaching, advanced long-term care strategies, advanced retirement simulations, and expat planning. Core services included in both tiers cover cash flow and budgeting, investment guidance, basic tax planning, insurance policy review, directional retirement planning, Childfree Academy, RightCapital planning software, and Holistiplan tax solutions. The firm emphasizes a flat-fee, fee-only, fiduciary model. Clients pay an annual fee regardless of net worth, the firm states that it does not earn commissions on products or transactions, and it commits to acting in clients' best interests. Its marketing leans on the idea that "Life Without Kids Is Different" and that Childfree clients should be able to write their own life script rather than follow a predictable one. The brand is trademarked (Childfree Wealth®) and also uses marks such as Childfree Wealth Specialist® and Childfree Trust®. Wikidata classifies the entity simply as a "Childfree Financial Planning Company."

Childfree Wealth is a financial planning firm built around a specific client identity rather than a product category. Its public materials describe it as "The First Planning Firm for People Without Kids," positioning the business at the intersection of personal finance and the Childfree lifestyle. The firm's origin story, as told on its own site, is a reaction to the standard financial planning industry: traditional planners, it argues, follow a predictable life script that assumes marriage, children, and a conventional retirement, and most people — including financial planners — do not understand what Childfree life is actually like. Childfree Wealth was created to serve that underserved audience with advice tailored to lives that are not organized around raising children. The firm's service model is organized around a single entry point, the Childfree Wealth Checkup. Every client relationship begins there. The Checkup is a 60-minute live video session with a Childfree Wealth Specialist®, all of whom are CERTIFIED FINANCIAL PLANNERS®. It is priced at $250 and is described as part dream sequence, part wake-up call, and part reality check. During the session the specialist and client examine life design, retirement planning, cash-flow planning, investing, tax planning, long-term care, and charitable giving. The deliverable is a detailed holistic financial report, a one-hour video review, prioritized recommendations, and access to RightCapital financial planning software. The Checkup is deliberately standalone: clients can take the roadmap and manage their finances themselves, or continue with the firm. For clients who want ongoing support, Childfree Wealth offers two tiers. Childfree Wealth 180 is designed for independent do-it-yourselfers who want a second set of eyes, with quarterly meetings following a structured service calendar at $5,000 per year. Childfree Wealth 360 is the more comprehensive, white-glove tier. Both tiers include core services such as cash flow and budgeting, investment guidance, basic tax planning, insurance policy review, directional retirement planning, Childfree Academy, RightCapital planning software, and Holistiplan tax solutions. The 360 tier adds advanced estate planning with Childfree Trust®, advanced tax planning and CPA coordination, investment management with Altruist, money mindset coaching, advanced long-term care strategies, advanced retirement simulations, and expat planning. The firm's operating philosophy is stated as a three-part promise: flat-fee, fee-only, and fiduciary. Clients pay an annual fee regardless of net worth, so there are no surprises; the firm does not make commissions on products or transactions, so the client is the only one paying it; and it acts in clients' best interests. This structure is central to the brand's appeal to Childfree clients, who the firm says are often poorly served by commission-driven or script-following advisors. Childfree Wealth's marketing emphasizes possibility rather than restriction. Its homepage tells visitors to "Do What You Love," "Make an Impact," and "Plan for Future Care," framing Childfree life as one in which anything is possible and money should be a supporting cast member rather than the star. The brand is trademarked, and the firm has extended its marks to service names including Childfree Wealth Specialist® and Childfree Trust®. Wikidata records the entity as a "Childfree Financial Planning Company." The available evidence does not include founding dates, founder names, headquarters location, or ownership details, so those specifics are not asserted here.

Fee-only, fiduciary, flat-fee financial planning specialized for Childfree clients; marketed as "The First Planning Firm for People Without Kids."

• Childfree Wealth Checkup

  A 60-minute live video session with a Childfree Wealth Specialist® (a CERTIFIED FINANCIAL PLANNER®), priced at $250. Covers life design, retirement planning, cash-flow planning, investing, tax planning, long-term care, and charitable giving; delivers a holistic financial report, a one-hour video review, prioritized recommendations, and access to RightCapital planning software.

• Childfree Wealth 180

  Ongoing service tier for independent DIYers who want a second set of eyes; quarterly meetings following a structured service calendar at $5,000 per year. Includes core services such as cash flow and budgeting, investment guidance, basic tax planning, insurance policy review, directional retirement planning, Childfree Academy, RightCapital planning software, and Holistiplan tax solutions.

• Childfree Wealth 360

  Comprehensive white-glove service tier. Adds advanced estate planning with Childfree Trust®, advanced tax planning and CPA coordination, investment management with Altruist, money mindset coaching, advanced long-term care strategies, advanced retirement simulations, and expat planning.

• Childfree Academy

  An educational offering included in both the 180 and 360 service tiers.

• Childfree Trust®

  A trademarked advanced estate planning offering exclusive to the Childfree Wealth 360 tier.

1. 1Home - Childfree Wealth®childfreewealth.com
2. 2Schedule a Checkup - Childfree Wealth®childfreewealth.com
3. 3Life & Financial Planning Services - Childfree Wealth®childfreewealth.com
4. 4Childfree Wealth - Wikidatawikidata.org