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Carbon Microfinance Bank Limited

Carbon is a microfinance bank in Nigeria, providing access to credit and financial services.

Last updated September 1, 2026

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Overview

Carbon Microfinance Bank Limited is a microfinance bank in Nigeria. It is headquartered in Lagos, Nigeria, and operates in Nigeria and Ghana. The company provides access to credit, simple payments solutions, high-yield investment opportunities, and personal financial management tools. It is licensed by the Central Bank of Nigeria (CBN) and its deposits are insured by the NDIC.

History

Carbon was founded in Lagos, Nigeria, in 2012 as One Credit, providing loans to salary earners using a paper-based application process. In 2015, the company broadened its service offering using a network of agents. Carbon is headquartered in Lagos, Nigeria, and operates in Nigeria and Ghana.

Products and positioning

  • Business loans

    Loans from ₦100K to ₦9.5M, no collateral, rates from 3.99% per month, disbursement in 24-48 hours.

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