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Cameroon Land Credit

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Corporate brand

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Cameroon's state-owned housing finance institution, providing savings plans, mortgage loans and project support for home ownership.

Last updated September 26, 2026

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Overview

Crédit Foncier du Cameroun (CFC), rendered in English as Cameroon Land Credit, is a Cameroonian public financial institution dedicated to financing housing. It is legally constituted as an établissement public à caractère commercial — a public establishment of a commercial character — endowed with legal personality and financial autonomy. Its stated corporate purpose is to provide financial support for the realization of any project intended to promote housing. The institution is headquartered at 484 Boulevard du 20 mai 1972 in Yaoundé, opposite the Hilton Hotel, with a postal address of BP 1531 Yaoundé. It operates on a Monday-to-Friday schedule from 7:30 to 15:30 and maintains several telephone lines for client contact. In recent years it has extended its client outreach to digital channels, including a WhatsApp contact number through which advisers discuss real-estate projects, help assemble application files and guide clients toward financing. CFC positions itself as the ideal financial partner for real-estate projects. Its offering centers on support in structuring bankable property projects, housing savings plans (plans d'épargne logement) and loans whose interest rates are presented as adaptable to all profiles — young people, the less affluent, the ambitious, landlords and property developers. The brand's public messaging emphasizes that building a home is the dream of every worker and that CFC is committed to accompanying that dream more strongly than before. As a public institution, CFC is governed by a Board of Directors (Conseil d'Administration) and a General Management (Direction Générale). Its Director General, Jean Paul MISSI, has publicly framed the institution's work around the national goal of an emerging Cameroon by 2035. The organization maintains central services and a commercial network, and in November 2023 it installed a new cohort of directors and equivalent officers appointed by Board resolution No. 23-62. It also engages in sector events such as the Café de l'Immobilier and the Matinées de la finance organized with APECCAM, and publishes client-facing content including the Focus Habitat CFC newsletter and practical guidance on mounting a bankable real-estate project.

History

Crédit Foncier du Cameroun (CFC) is a Cameroonian public financial institution whose legal form is that of an établissement public à caractère commercial — a public establishment of a commercial character — with legal personality and financial autonomy. Its corporate purpose, as stated by the institution itself, is to provide financial support for the realization of any project intended to promote housing. It is therefore a state-anchored housing finance body rather than a private commercial bank. The institution is headquartered at 484 Boulevard du 20 mai 1972 in Yaoundé, opposite the Hilton Hotel, with a postal address of BP 1531 Yaoundé. Its public-facing operations run from 7:30 to 15:30, Monday to Friday, and it maintains multiple telephone lines for client service. Over time it has built a structure comprising central services and a commercial network, and it is governed by a Board of Directors (Conseil d'Administration) alongside a General Management (Direction Générale). In the 2020s CFC has emphasized modernization and outreach. Its website presents it as the ideal financial partner for real-estate projects and highlights a WhatsApp contact channel through which advisers discuss property projects, help assemble application files and guide clients toward financing at competitive interest rates. Its product messaging centers on housing savings plans and loans whose rates are adapted to different profiles — young people, the less affluent, the ambitious, landlords and property developers. Leadership has publicly tied the institution's mission to national development goals. Director General Jean Paul MISSI framed the institution's renewed commitment around contributing to the objective of an emerging Cameroon by 2035. On 13 November 2023, CFC held an installation ceremony for directors and equivalent officers appointed by Board resolution No. 23-62, covering both central services and the commercial network. The institution also participates in sector events, including the third edition of the Café de l'Immobilier and the second edition of the Matinées de la finance of APECCAM on 24 November 2023, and it publishes client-facing material such as the Focus Habitat CFC newsletter and guidance on mounting a bankable real-estate project.

  • Installation ceremony for directors and equivalent officers appointed by Board resolution No. 23-62 in central services and the commercial network.

  • Participation in the 2nd edition of the Matinées de la finance of APECCAM.

  • Holding of the 3rd edition of the Café de l'Immobilier.

Products and positioning

The ideal financial partner for housing projects, offering savings plans and loans with interest rates adapted to all profiles, in service of Cameroon's emergence by 2035.

  • Housing savings plans (plans d'épargne logement)

    Savings schemes designed to help clients build the funds needed for a housing project.

  • Mortgage and real-estate loans

    Loans whose interest rates are presented as adapted to all profiles, including young people, the less affluent, the ambitious, landlords and property developers.

  • Project structuring support

    Assistance in assembling and structuring bankable real-estate project files.

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