CAGAMAS BERHAD

Cagamas Berhad (Cagamas), the National Mortgage Corporation of Malaysia, was established in 1986 to promote the broader spread of home ownership and growth of the secondary mortgage market in Malaysia. It issues corporate bonds and sukuk to finance the purchase of housing loans and receivables from financial institutions, selected corporations and the public sector. Cagamas provides liquidity and risk/capital management solutions through Purchase With Recourse (PWR), Purchase Without Recourse (PWOR) and Mortgage Guarantee Programme (MGP) products, and issues conventional and Islamic debt securities including green, social and sustainability bonds and sukuk. Its wholly owned subsidiaries include Cagamas Global P.L.C. and Cagamas Global Sukuk Berhad.

Cagamas Berhad (Cagamas), the National Mortgage Corporation of Malaysia, was established in 1986 to promote the broader spread of home ownership and growth of the secondary mortgage market in Malaysia. It issues corporate bonds and sukuk to finance the purchase of housing loans and receivables from financial institutions, selected corporations and the public sector. Since incorporation in 1986, Cagamas has cumulatively raised funds circa RM466 billion (as at 31 December 2025) worth of corporate bonds and sukuk and other funding avenues inclusive issuances by its wholly owned subsidiaries, Cagamas Global P.L.C. and Cagamas Global Sukuk Berhad which are also guaranteed by Cagamas.

• Purchase With Recourse (PWR)

  Cagamas purchases conventional assets through Purchase With Recourse (PWR) schemes.

• Purchase Without Recourse (PWOR)

  Cagamas purchases conventional assets through Purchase Without Recourse (PWOR) schemes.

• Mortgage Guarantee Programme (MGP)

  Cagamas provides mortgage guarantee through the Mortgage Guarantee Programme (MGP) products.

• Islamic Mortgage Guarantee Programme (MGP-i)

  Cagamas purchases Islamic facilities/assets through PWR and PWOR schemes and provides mortgage guarantee through the Islamic Mortgage Guarantee Programme (MGP-i) products.

• Debt Securities

  Conventional and Islamic debt securities inclusive of green, social and sustainability bonds and sukuk issued by Cagamas to fund its operations.

• Sukuk

  Islamic debt securities inclusive of green, social and sustainability sukuk are issued by Cagamas to fund its Islamic operations.

1. 1Home | Cagamas Berhadcagamas.com.my
2. 2Group Corporate Structure | Cagamas Berhadcagamas.com.my
3. 3About Us | Cagamas Berhadcagamas.com.my
4. 4Board of Directors | Cagamas Berhadcagamas.com.my