C6 Bank

C6 Bank is a Brazilian digital bank, also described in the supplied evidence as a neobank. Founded in 2018 by former partners of BTG Pactual, it received an operating licence from Brazil’s Central Bank in 2019 and began operations that year. Its headquarters are in São Paulo, and the evidence also describes an office in New York. The bank operates without physical branches and provides its services online. Customers use its Android or iPhone app to register through a virtual chat and can request debit cards or cards combining debit and credit functions. Its services include current and payment accounts, credit cards, investments, loans and C6 Taggy, a service for toll use. The evidence says some services are subject to consultation or eligibility. Its named offerings include C6 Carbon, a Mastercard Black credit card described for higher-income customers; Átomos, a points programme available to bank customers; and C6 Global, a debit card with a dollar-use function. The supplied material does not identify the bank’s current owner, parent company, named executives or listing status.

C6 Bank was founded in 2018 by former partners of BTG Pactual. The supplied Spanish-language account identifies those founders by their former affiliation, but does not name them individually. In 2019, the bank received an operating licence from the Central Bank of Brazil and began operations. Its initial service launch was conducted in beta. Registration was limited to a small group of users invited to try the service. The same account says that the service later became available for anyone to access by downloading the app and opening an account. C6 Bank’s model is digital and branchless: customers register through a virtual chat in the app and can request cards for delivery to their homes. The account places the bank’s headquarters in São Paulo and also reports an office in New York. It says the New York office develops a system for detecting loans and fraud in partnership with the Massachusetts Institute of Technology (MIT). The evidence does not give dates or further details for that office or collaboration. The described service portfolio includes current and payment accounts, credit cards, investments, loans and C6 Taggy, which is associated with toll use. The account also describes several named offerings. C6 Carbon is a Mastercard Black credit card aimed at higher-income customers. Átomos is the bank’s points programme; while it was initially limited to customers using the bank’s VIP Mastercard Black offering, the account says it later became available to all bank customers, including those using a card only for debit transactions. C6 Global is described as a debit card with a dollar-use function, with currency exchange conducted through the app after a stated payment. These product descriptions reflect the supplied source and do not establish current terms or availability.

• 2019

  Operating licence and launch

• 2018

  C6 Bank founded

• Service opened beyond the beta group

A branchless, app-based Brazilian digital bank offering everyday accounts and cards alongside investments, credit and related services.

• C6 Carbon

  A Mastercard Black credit card described as intended for higher-income customers, with benefits associated with the Mastercard Black programme.

• Átomos

  C6 Bank’s points programme. The supplied account says it expanded from an initial VIP-card customer group to all bank customers.

• C6 Global

  A debit card described as having a dollar-use function, with currency exchange available through the app.

• C6 Taggy

  A service identified in the supplied account as being for toll use.

1. 1C6 Bankwikidata.org
2. 2C6 Bankes.wikipedia.org
3. 3C6 Bank official websitec6bank.com.br
4. 4Brazil's digital C6 Bank launches investment platformriotimesonline.com