C-REDIT

C-REDIT (styled C-RÉDIT) is an independent French credit brokerage company specialising in credit consolidation (rachat de crédits), based in Seichamps near Nancy. It operates as a 100% online broker registered with ORIAS under number 24002547 and supervised by the ACPR, the French prudential supervisory authority. The company is structured as a SAS (société par actions simplifiée) with SIREN 985 071 976. The core proposition is debt restructuring: C-REDIT consolidates a client's existing loans — mortgage, consumer credit, revolving credit, leasing — into a single monthly payment, negotiating terms with competing banks on the client's behalf. The company advertises that consolidation can reduce monthly payments by up to 60%, while noting the standard regulatory caveat that lowering monthly instalments lengthens the repayment period and increases the total cost of credit. Its process is fully digital: a free simulation in about two minutes, file review within 24 working hours, and no obligation to proceed. Beyond consumer debt consolidation, C-REDIT organises its services into three areas of expertise. The first, "Patrimoine", targets property owners and investors with mortgage restructuring, regrouping with a mortgage guarantee, rental investment and tax optimisation. The second, "Budget", focuses on consolidating consumer credit and stabilising monthly budgets. The third, "Projet", finances new projects such as home improvements, vehicle purchase and personal cash needs. The company positions itself as a human, transparent alternative to traditional brokerage, emphasising a single dedicated adviser per client and no in-person appointment requirement. Its team includes certified experts in financing and borrower insurance, led by President Amandine Thiebaut and Managing Director Mathieu Morel. C-REDIT has accumulated a substantial volume of Google reviews, reflecting an active retail client base in France.

C-REDIT is a French credit-consolidation brokerage company based in Seichamps, near Nancy in eastern France. It operates as an independent cabinet de courtage (brokerage firm) and is structured as a SAS (société par actions simplifiée) with SIREN 985 071 976. The company is registered with ORIAS under number 24002547 as an IOBSP (intermédiaire en opérations de banque et en services de paiement) and is supervised by the ACPR, the French prudential supervisory and resolution authority. The firm was built around a digital-first model for rachat de crédits — the French practice of consolidating multiple existing loans into a single new loan with one monthly payment. Rather than requiring in-person appointments, C-REDIT offers a fully online process: a free simulation in about two minutes, review of the client's file within 24 working hours, and a response with no obligation. The company negotiates with competing banks on behalf of clients to obtain what it describes as the most competitive terms available. C-REDIT organises its activity into three areas of expertise. "Patrimoine" serves property owners and investors with mortgage restructuring, regrouping backed by a mortgage guarantee, rental investment and tax optimisation. "Budget" focuses on consolidating consumer credit, adjusting monthly payments and stabilising household budgets. "Projet" finances new projects including home improvements, vehicle purchase and personal cash needs. The company also works in borrower insurance (assurance emprunteur), with dedicated insurance experts on staff. The team is led by President Amandine Thiebaut and Managing Director Mathieu Morel, supported by certified experts in financing and insurance. The company has accumulated a significant number of Google reviews, indicating an active retail client base in France. Its stated philosophy is to make credit consolidation "human, transparent, without appointments", with each client assigned a single dedicated adviser. As with all French credit brokers, C-REDIT operates under consumer-protection rules requiring it to warn clients that reducing monthly payments lengthens the repayment period and increases the total cost of credit — a caveat displayed on its website.

Independent, 100% online credit-consolidation broker offering a human, transparent, no-appointment process with a single dedicated adviser per client.

• Rachat de crédits

• Regroupement de crédits à la consommation

• Restructuration de crédit immobilier

• Regroupement avec garantie hypothécaire

• Crédit travaux

• Crédit auto

• Trésorerie personnelle

• Assurance emprunteur

1. 1C-RÉDIT | Rachat de crédits 100 % en ligne | Simulation en 2 minc-redit.fr
2. 2Qui sommes-nous : C-RÉDIT, courtier rachat de crédit à Nancyc-redit.fr
3. 3C-REDIT — Wikidatawikidata.org