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Bund der Versicherten

Bund der Versicherten e. V. is a German consumer-protection association that has advocated for the interests and rights of insured persons since 1982.

Last updated September 16, 2026

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Overview

Bund der Versicherten e. V. (BdV) is a registered association for consumer protection in Germany. It states that it has worked since 1982 for the interests and rights of insured persons, supporting consumers in insuring sensibly against risks and providing for old age. With around 42,000 members, it describes itself as a significant counterweight to the insurance lobby. It offers independent advice on private insurance and fair insurance coverage through its member contracts, and it is active in Berlin and Brussels.

History

Bund der Versicherten e. V. states that it has worked since 1982 for the interests and rights of insured persons. It describes itself as a consumer-protection association that supports consumers in insuring sensibly against risks and providing for old age. It says it is convinced that the insurance lobby has too strong an influence on politics, and with around 42,000 members it forms a significant counterweight. It is active in Berlin and Brussels, takes part regularly in political hearings, and has conducted numerous model lawsuits to enforce consumer rights against life insurers.

Products and positioning

Consumer-protection association acting as a counterweight to the insurance lobby and advocating for the rights of insured persons.

  • Independent insurance advice

    Independent advice on private insurance, including reviewing contracts and identifying suitable tariffs.

  • Member insurance contracts

    Fair insurance coverage offered through the association's member contracts, with continuous performance improvements through group strength.

  • Model letters for insurance matters

    Templates for cancelling insurance, revoking a contract, or making it contribution-free.

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