Buka Mitra Indonesia

BMoney is an Indonesian digital investment platform operated by PT Buka Investasi Bersama (BIB), a financial technology company established on 12 June 2019 and a subsidiary of PT Bukalapak.com Tbk. The platform was created through a collaboration between Bukalapak and PT Ashmore Asset Management Indonesia Tbk (Ashmore), combining Bukalapak's reach in Indonesian e-commerce with Ashmore's asset management expertise. BIB is licensed and supervised by Indonesia's Otoritas Jasa Keuangan (OJK) as an Agen Penjual Efek Reksa Dana (APERD) under license KEP-9/PM.21/2020 and as a Mitra Pemasaran Produk Investasi (PPE) Level 2 under license 03/D.04/STTD/MPPPE/2022. BMoney positions itself as an accessible and affordable investment solution for Indonesians, allowing users to start investing with as little as Rp1,000. The platform offers a range of products including mutual funds (reksa dana), stocks (saham), gold (emas), and bonds (obligasi). According to its official website, BMoney has more than 1,000,000 users, over Rp3 trillion in assets under management, and more than 1,000 investment products. The platform emphasizes low transaction costs, with mutual fund transaction fees starting from 0%, stock transaction fees between 0.18% and 0.28%, and no account opening fee. BMoney's product lineup includes over 100 curated mutual fund products managed by trusted investment managers, access to more than 900 stocks with features such as auto-order, trading limits, and real-time price updates, as well as gold investment with a gold discount feature. The platform also offers bonds. Registration is designed to take only five minutes, and the platform employs multiple security layers including PIN and biometrics. As a subsidiary of Bukalapak, BMoney benefits from the parent company's mission to create a fair and accessible economy for all. The collaboration with Ashmore, one of the largest asset management companies with over 25 years of experience, is intended to provide added value to users, particularly in selecting appropriate investment products and offering advice to both novice and experienced investors. BMoney operates under the regulatory framework of OJK, ensuring professional and trustworthy management of investments.

PT Buka Investasi Bersama (BIB) was established on 12 June 2019 as a financial technology company in Indonesia. It is a subsidiary of PT Bukalapak.com Tbk, one of Indonesia's leading e-commerce companies. BIB was formed through a collaboration between Bukalapak and PT Ashmore Asset Management Indonesia Tbk (Ashmore), a major asset management firm with over 25 years of experience. The partnership aimed to combine Bukalapak's broad user base and digital reach with Ashmore's investment management expertise. BIB obtained its license as an Agen Penjual Efek Reksa Dana (APERD) from Otoritas Jasa Keuangan (OJK) under number KEP-9/PM.21/2020. It also secured registration as a Mitra Pemasaran Produk Investasi (PPE) Level 2 under number 03/D.04/STTD/MPPPE/2022. These licenses allow BIB to distribute mutual funds and market other investment products in Indonesia. The company launched BMoney, a digital investment application, to provide an accessible and affordable investment solution for Indonesians. BMoney allows users to start investing with as little as Rp1,000 and offers a range of products including mutual funds, stocks, gold, and bonds. The platform has grown to serve over 1,000,000 users and manages more than Rp3 trillion in assets, with over 1,000 investment products available. BMoney's development reflects the broader trend of digital financial services in Indonesia, where technology companies are expanding into investment and wealth management. As a Bukalapak subsidiary, BIB operates under the parent company's mission to create a fair and accessible economy. The collaboration with Ashmore provides investment product curation and advisory support. BMoney continues to operate under OJK supervision, emphasizing security, low costs, and user-friendly features such as a five-minute registration process and biometric security.

• PT Buka Investasi Bersama (BIB) established on 12 June 2019.

• BIB obtains APERD license from OJK under KEP-9/PM.21/2020.

• BIB registered as Mitra PPE Level 2 under 03/D.04/STTD/MPPPE/2022.

• BMoney platform launched as a digital investment app by Bukalapak and Ashmore collaboration.

Accessible and affordable digital investment platform for Indonesian retail investors, starting from Rp1,000 with low transaction fees.

• Mutual Funds (Reksa Dana)

  Over 100 curated mutual fund products managed by trusted investment managers.

• Stocks (Saham)

  Access to over 900 stocks with features like auto-order, trading limits, and real-time price updates.

• Gold (Emas)

  Gold investment with a gold discount feature.

• Bonds (Obligasi)

  Bond investment products available on the platform.

1. 1BMoney: Investasi Saham dan Reksa dana dengan Mudah dan Amanbmoney.id
2. 2BMoney: Investasi Reksa Dana Mudah & Amanbmoney.id
3. 3Buka Mitra Indonesia - Wikidatawikidata.org