BH BANK

BH BANK is a Tunisian commercial bank formerly known as Banque de l'Habitat. Founded in 1973 and headquartered in Tunis, it operates within Tunisia's banking sector and is described as state-controlled. The bank provides services across retail banking, corporate banking, housing-related finance, and trade finance, serving individuals, businesses, and other institutional customers in the Tunisian market. The institution's historical identity is closely associated with housing and real-estate finance. Its former name, Banque de l'Habitat, reflected that orientation, while the BH BANK identity presents the organization as a broader banking business. Available reference material describes the bank as having substantial exposure to real-estate-related assets and as an important participant in Tunisia's financial system. Specific current financial metrics, branch figures, customer numbers, and asset totals are not established in the supplied sources and are therefore not stated here. BH BANK is also a publicly traded institution on the Bourse de Tunis. Its state-controlled status distinguishes it from purely private Tunisian banking groups, although the available material does not identify the precise ownership percentages or the full structure of public-sector control. The bank's activities are primarily domestic, with Tunisia identified as its operating market. The bank's physical presence includes a headquarters tower in Tunis. The headquarters is described as approximately 75 metres high and 16 floors tall, with construction taking place between 2003 and 2010. The building is regarded as one of Tunisia's taller buildings and serves as a visible corporate landmark for the institution. Beyond banking, BH BANK owns and manages AS Banque de l'Habitat, a Tunisian women's football club. The team has won the Tunisian Women's Championship three times and became the first Tunisian women's club to represent the country in CAF Women's Champions League qualifying. This sports association gives the brand a public-facing role outside financial services, particularly in women's sport. Since 6 January 2023, Wajdi Koubaa has served as president of BH BANK. The supplied reference material does not provide a broader list of current or former executives, detailed strategic plans, recent product launches, acquisitions, scandals, or financial announcements. Accordingly, this dossier records the documented institutional history and activities without attributing unsupported developments to the bank.

BH BANK was established in Tunisia in 1973 under the name Banque de l'Habitat. Its original identity reflected a focus on housing and related financial activities, and the bank developed within Tunisia's state-influenced financial system. The available reference material characterizes it as a state-controlled institution and places its headquarters in Tunis. Over time, the bank's role extended beyond a narrow housing-finance specialization. Its documented activities include retail banking for individuals, corporate banking for businesses, and trade-finance services. Real-estate-related assets remain an important part of the institution's profile, but the BH BANK identity represents a wider commercial-banking proposition. The supplied sources do not provide a complete chronology of rebranding, organizational restructuring, branch expansion, or changes in ownership, so those developments are not inferred here. BH BANK is listed on the Bourse de Tunis, making it part of Tunisia's public capital market as well as its banking infrastructure. Although it is described as state-controlled, the available material does not establish the precise shareholder breakdown, listing symbol, or market capitalization. A prominent physical milestone was the construction of the bank's headquarters in Tunis. The building is approximately 75 metres high and contains 16 floors. Construction occurred between 2003 and 2010, and the completed structure is identified as one of Tunisia's taller buildings. The headquarters therefore functions both as an administrative center and as a visible marker of the bank's presence in the capital. The BH BANK brand also has an association with Tunisian women's football through AS Banque de l'Habitat, a women's team owned and managed by the bank. The club has won the Tunisian Women's Championship on three occasions. It was also the first team to represent Tunisia in qualifying for the CAF Women's Champions League, extending the institution's public profile into sports sponsorship and club ownership. On 6 January 2023, Wajdi Koubaa became president of BH BANK. The supplied reference material does not identify additional executives or describe subsequent leadership changes. It also does not document specific campaigns, acquisitions, product-generation changes, lawsuits, regulatory penalties, or scandals. The bank remains active and focused on the Tunisian market, with retail, corporate, housing-related, and trade-finance services forming the core of its documented business scope.

• 2023

  Wajdi Koubaa becomes president

  [1]BH Bank (Tunisia)en.wikipedia.org

  Wajdi Koubaa assumes the presidency of BH BANK on 6 January 2023.

• 2010

  Tunis headquarters is completed

  [1]BH Bank (Tunisia)en.wikipedia.org

  The approximately 75-metre, 16-floor headquarters building in Tunis is completed and becomes one of Tunisia's taller buildings.

• 2003

  Headquarters construction begins

  [1]BH Bank (Tunisia)en.wikipedia.org

  Construction begins on the bank's headquarters tower in Tunis, a project completed during the following decade.

• 1973

  Banque de l'Habitat is founded

  [1]BH Bank (Tunisia)en.wikipedia.org

  The institution that later became BH BANK is founded in Tunisia as Banque de l'Habitat, reflecting an original housing-finance orientation.

A Tunisian state-controlled universal banking institution with historical roots in housing finance and a broader role in retail, corporate, and trade banking.

• Banking services

  Retail banking

  BH BANK provides retail-banking services for individual customers in Tunisia. The supplied sources identify retail banking as a core activity but do not specify the detailed account, payment, lending, savings, or digital-banking products offered.

• Banking services

  Corporate banking

  Corporate banking is part of BH BANK's commercial scope, supporting business customers in the Tunisian market. Available material does not provide a detailed segmentation of companies served or a complete list of lending, cash-management, and advisory products.

• Specialized finance · 1973

  Housing and real-estate finance

  Housing and real-estate finance is the activity most closely associated with the bank's former name, Banque de l'Habitat. Reference material also describes the bank as having significant real-estate-related assets, although it does not provide a current product catalogue or portfolio breakdown.

• Corporate finance

  Trade finance

  Trade finance is identified as one of BH BANK's business lines for corporate and commercial customers. The supplied sources do not specify the instruments, geographic corridors, or sector concentrations associated with this offering.

1. 1BH Bank (Tunisia)en.wikipedia.org