BFI Finance Indonesia
Indonesian financing company providing secured loans and multipurpose financing since 1982.
Last updated September 15, 2026
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Overview
BFI Finance is a financing company in Indonesia that has operated since 1982. It offers financing solutions for needs such as education, health, and business capital, and is licensed and supervised by the Otoritas Jasa Keuangan. Its financing products include loans secured by car BPKB, motorcycle BPKB, and house certificates, as well as sharia financing and used-car credit. The company reports more than 400,000 active consumers and over 250 service outlets across Indonesia.
History
BFI Finance is a financing company in Indonesia that has been present and serving the financial needs of the community since 1982, according to its official website. The company states it is licensed and supervised by the Otoritas Jasa Keuangan. Its corporate page identifies it as PT BFI Finance Indonesia Tbk and describes a marketing network spread across 35 of Indonesia's 38 provinces, supported by more than 10,000 employees as of 31 August 2026.
Products and positioning
Perusahaan Pembiayaan Tepercaya di Indonesia Sejak 1982
Pembiayaan Berjaminan BPKB Mobil
Financing secured by car BPKB, offering fund disbursement of up to 90% of the vehicle value with a tenor of up to 4 years.
Pembiayaan Berjaminan BPKB Motor
Cash loan financing with a fast process and a maximum tenor of 24 months.
Pembiayaan Berjaminan Sertifikat Rumah
Financing secured by house certificate with low interest starting from 1.42% per month and a long loan tenor of up to 84 months.
Pembiayaan Syariah
Sharia financing for umrah installments, used-car purchase, and multipurpose needs, with features of no fines and no penalties.
Kredit Mobil Bekas
Used-car financing with affordable installments and a 1-year warranty bonus from OTOSPECTOR.
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