BCA Finance Limited

BCA Finance Limited (commonly known as BCA Finance) is an Indonesian multifinance company that operates as a subsidiary of Bank Central Asia (BCA), one of Indonesia's largest private banks. The company provides consumer financing, primarily for new and used cars and motorcycles, as well as commercial vehicle financing and personal loans (pinjaman dana). Its official website presents a range of financing products including Mobil Baru (new cars), Mobil Bekas (used cars), Pinjaman Dana (cash loans), Mobil Komersial (commercial vehicles), and Motor (motorcycles). The site also features promotional interest rates and down payment offers, a used-car search tool, branch network information, and consumer education resources. BCA Finance positions itself as a one-stop financing solution for Indonesian consumers seeking vehicle ownership. It runs promotional campaigns such as the "Expo Mobil Bekas BCA Finance" (BCA Finance Used Car Expo) and offers various interest rate and tenor promotions. The company also conducts vehicle auctions, as indicated by its published auction results for cars and motorcycles. Its digital presence includes a customer service chatbot named "Astari" and an online simulation and application platform called "FinA." As part of the BCA Group, BCA Finance benefits from the parent bank's brand recognition and distribution network. The company serves customers across Indonesia through a network of branches. While its exact founding year and ownership structure details are not provided in the available evidence, it is clearly a subsidiary within the BCA corporate group. The company remains active, with ongoing promotions and events scheduled into 2026 according to its website.

BCA Finance Limited is an Indonesian multifinance company that operates as a subsidiary of Bank Central Asia (BCA). While the exact founding date is not provided in the available evidence, the company has established itself as a key player in Indonesia's consumer financing sector, particularly in vehicle financing. It is part of the BCA Group, one of the country's largest private banking groups. Over the years, BCA Finance has expanded its product offerings to include financing for new cars, used cars, motorcycles, and commercial vehicles, as well as personal loans. The company has also developed digital tools such as the FinA platform for simulations and applications, and a customer service chatbot named Astari. It maintains a network of branches across Indonesia. BCA Finance is known for its promotional campaigns, including the BCA Finance Used Car Expo, which has become a recurring event. The company also conducts vehicle auctions, publishing results for cars and motorcycles. Its website features various interest rate and down payment promotions, with some offers valid until October 2026, indicating ongoing active operations and marketing efforts.

• BCA Finance Used Car Expo announced to return

• Publication of motorcycle and car auction results for July 2026

• Announcement of Independence Day celebration and car exhibition in Surabaya

BCA Finance positions itself as a trusted financing partner for vehicle ownership in Indonesia, leveraging its association with Bank Central Asia to offer competitive rates and a range of consumer financing solutions.

• Mobil Baru (New Car Financing)

  Financing for new cars with promotional interest rates and down payment options.

• Mobil Bekas (Used Car Financing)

  Financing for used cars, including premium used cars and family car types.

• Motor (Motorcycle Financing)

  Financing for motorcycles with various promotional offers.

• Mobil Komersial (Commercial Vehicle Financing)

  Financing for commercial vehicles.

• Pinjaman Dana (Cash Loans)

  Personal cash loans for various needs.

• 2019-12-11

  BCA Finance agrees to acquire Rabobank Indonesia[3]BCA Finance同意收购Rabobank Indonesiathejakartapost.com

  Reported: 2019-12-12

  BCA Finance agreed to buy all shares of Rabobank International Indonesia from its shareholders in a transaction projected to reach Rp 397 billion; the article says no transaction timeline was provided.

1. 1BCA Finance - Solusi Tepat Pembiayaan andabcafinance.co.id
2. 2BCA Finance Limited - Wikidatawikidata.org
3. 3BCA Finance同意收购Rabobank Indonesiathejakartapost.com