Bankawski pracesinhavy centar

Bankawski pracesinhavy centar (Russian: ОАО «Банковский процессинговый центр», commonly abbreviated BPC) is a Belarusian specialized processing and clearing enterprise for non-cash payments made with bank payment cards. According to its official website, it was established by a group of major banks and industrial enterprises of the Republic of Belarus with the aim of broadly introducing non-cash settlements using bank payment cards and developing the infrastructure for servicing cardholders. It operates as an open joint-stock company (ОАО) and positions itself as a technology company and market leader in processing services in Belarus. The company provides a full range of card-processing services: authorization of card transactions; maintenance of identification databases of cards, ATMs and terminals; card personalization; processing and clearing of transactions for payment systems operating in Belarus; and connection and servicing of ATMs and POS terminals. Its services are certified for full compliance with the requirements and rules of the payment systems it works with. It is the head processing and clearing center of the Belkart payment system, and it also provides personalization services for Belkart cards and for international payment systems Visa International and MasterCard Worldwide. Beyond core processing, BPC offers services to banks and merchants including preparation of documents and organization of certification of issuing and acquiring programs in international payment systems, support of the trade and service network, support of various card schemes (debit, limit, credit and others), organization and support of information exchange between banks, the processing center and payment systems, registration and maintenance of a database of cardholder service points, provision of transaction information for settlements with merchants and payment systems, connection and servicing of POS terminals and ATMs, and a round-the-clock service desk (voice authorization, card blocking in case of loss or theft, unblocking after exceeding the number of incorrect PIN attempts, balance information, and assistance to cashiers). On the consumer and merchant side, BPC develops and operates a portfolio of products and services. These include Belkart Pay, a mobile application of the Belkart payment system for contactless payment with a smartphone at any terminal accepting contactless Belkart cards; MobiTeen, a financial mobile application for children aged 6 to 18 and their parents; Sfera Belkart, a loyalty program for users of the Belkart Pay mobile application; PayPro, an internet acquiring service allowing shops and other companies to accept online payments; BPC NFC-POS, an application for accepting contactless payments using a smartphone or tablet, available for Android smartphones via Google Play and for Huawei smartphones via AppGallery; and E-pos, a service for quick payment for goods and services via the ERIP system, with payment possible in internet and mobile banking, at a bank cash desk, at an infokiosk or at a Belpochta branch, and with invoicing via account number, QR code or payment link. BPC describes its mission in terms of values: being a leader, an innovator, client-oriented, and a team. Its stated vision is to be a technology company and market leader in key areas of activity, with a diversified and innovative portfolio of services; a leader in processing services; dominant in local settlements of the Belkart payment system; a leader by number of serviced trade and service points in payment acceptance; and a driver of innovation introducing promising technologies in the Belarusian market. Its strategic goals include developing the payments and settlements market, providing reliable, secure and innovative services and infrastructure for payments and settlements in Belarus, supporting the development of clients' businesses, and maintaining a diversified portfolio of competitive and innovative services.

Bankawski pracesinhavy centar (ОАО «Банковский процессинговый центр») was created by a group of major banks and industrial enterprises of the Republic of Belarus. Its founding purpose, as stated on its official website, was the broad introduction of non-cash settlements using bank payment cards in Belarus and the development of infrastructure for servicing cardholders. The company was established as an open joint-stock company (ОАО), reflecting its ownership by a consortium of banks and industrial entities rather than a single parent. From its base in Belarus, the company built a specialized processing and clearing operation. It provides authorization of card transactions, maintains identification databases of cards, ATMs and terminals, performs card personalization, processes and clears transactions for payment systems operating in Belarus, and connects and services ATMs and POS terminals. Its services are certified for full compliance with the requirements and rules of the payment systems it supports. Over time it became the head processing and clearing center of the Belkart payment system, the domestic Belarusian card payment system, and it also provides personalization services for Belkart cards and for international payment systems Visa International and MasterCard Worldwide. The company expanded from pure processing into a broader portfolio of payment products and services. It developed Belkart Pay, a mobile application of the Belkart payment system for contactless payment with a smartphone at any terminal accepting contactless Belkart cards. It launched MobiTeen, a financial mobile application for children aged 6 to 18 and their parents, intended as a tool for teaching children to manage their first finances. It introduced Sfera Belkart, a loyalty program for users of the Belkart Pay mobile application, allowing users to pay with a smartphone, accumulate points and exchange them for bonuses. For merchants, it offers PayPro internet acquiring, which allows shops and other companies to accept payments from customers over the internet, and BPC NFC-POS, an application for accepting contactless payments using a smartphone or tablet, available for Android smartphones via Google Play and for Huawei smartphones via AppGallery. It also offers E-pos, a service for quick payment for goods and services via the ERIP system, with payment possible in internet and mobile banking, at a bank cash desk, at an infokiosk or at a Belpochta branch, and with invoicing via account number, QR code or payment link. On 17 March 2022, the company became a member of the association "Cash summing machines, computer systems and trade-technological equipment." The company describes itself as a technology company and market leader in processing services, dominant in local settlements of the Belkart payment system, a leader by number of serviced trade and service points in payment acceptance, and a driver of innovation introducing promising technologies in the Belarusian market. Its stated strategic goals include developing the payments and settlements market, providing reliable, secure and innovative services and infrastructure for payments and settlements in Belarus, supporting the development of clients' businesses, and maintaining a diversified portfolio of competitive and innovative services.

• The company became a member of the association "Cash summing machines, computer systems and trade-technological equipment."

Technology company and market leader in processing services, head processing and clearing center of the Belkart payment system, and driver of payment innovation in Belarus.

• Belkart Pay

  Mobile application of the Belkart payment system for contactless payment with a smartphone; can be used at all terminals accepting contactless Belkart cards.

• MobiTeen

  Financial mobile application for children aged 6 to 18 and their parents, intended as a tool for teaching children to manage their first finances.

• Sfera Belkart

  Loyalty program from the Belkart payment system for users of the Belkart Pay mobile application: pay with a smartphone via Belkart Pay, accumulate points, exchange for bonuses.

• PayPro

  Internet acquiring service allowing shops and other companies to accept payments from customers over the internet.

• BPC NFC-POS

  Application for accepting contactless payments using a smartphone or tablet; available for Android smartphones via Google Play and for Huawei smartphones via AppGallery.

• E-pos

  Service for quick payment for goods and services via ERIP; payment possible in internet and mobile banking, at a bank cash desk, at an infokiosk or at a Belpochta branch; invoicing via account number, QR code or payment link.

1. 1Банковский процессинговый центр — official website homepagenpc.by
2. 2О насnpc.by
3. 3Услугиnpc.by
4. 4Наша миссияnpc.by
5. 5Wikidata — Bankawski pracesinhavy centarwikidata.org