Bank of Gansu

Corporate brand

Bank of Gansu is a state-controlled, publicly listed provincial commercial bank headquartered in Lanzhou, serving individuals, businesses and public-sector customers across Gansu.

Last updated October 12, 2026

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Overview

Bank of Gansu (甘肃银行) is a provincial legal-person commercial bank based in Lanzhou, Gansu Province, China. The bank says it was established through the merger and restructuring of the former Pingliang City Commercial Bank and Baiyin City Commercial Bank, together with other founding participants, and officially opened on 19 November 2011. It is directly managed by the Gansu provincial party committee and government and is state-controlled. The bank was formerly named Dunhuang Bank during its establishment process, according to the Chinese-language Wikipedia entry supplied for this dossier. The bank serves retail and institutional customers through a broad range of financial services. Its personal banking offer includes deposits, large-denomination certificates of deposit, debit and credit cards, wealth-management products, precious metals, insurance distribution, housing and consumer loans, foreign-exchange services, mobile and online banking, and payment services. Examples promoted on its website include consumer and housing loans, “Longying Kuaidai” consumer credit, the “New Citizen Loan,” and credit cards such as the standard cards, Wuwei Card and “White Angel” card for healthcare workers. For businesses and public-sector customers, Bank of Gansu lists deposits, settlement, financing, investment banking, bond underwriting, commercial bills, government-related agency services, cross-border finance, cash management, supply-chain finance and inclusive-finance lending. Its website also presents interbank services and digital channels, including corporate online banking and mobile banking. These offerings position it as a regional, diversified commercial bank rather than a specialist lender. The bank’s stated market orientation is to serve the local economy, agriculture and rural development, small and medium-sized enterprises, and urban and rural residents. Its brand slogan is “Bank of Gansu, the bank of the people of Gansu.” The official profile reports 19 first-tier branches and 199 business outlets, with financial services covering all 14 prefecture-level cities and counties in Gansu. These figures describe the network in the supplied profile and are not independently updated here. Bank of Gansu listed on the Main Board of the Hong Kong Stock Exchange on 18 January 2018 under stock code 02139, becoming, in its own description, the first listed city commercial bank in northwest China. The bank remains active and presents itself as a listed city commercial bank seeking high-quality development and a role as a preferred regional provider of integrated financial services. The official profile reports that it ranked 58th in the China Banking Association’s 2024 list of China’s top 100 banks and 331st by tier-one capital in The Banker’s 2024 Top 1000 World Banks ranking.

History

Bank of Gansu is a provincial legal-person commercial bank established in Gansu Province, China. The official bank profile states that it was formed by merging and restructuring the former Pingliang City Commercial Bank and Baiyin City Commercial Bank, together with other founding participants. The Chinese-language Wikipedia excerpt supplied for this dossier likewise identifies the two predecessor city commercial banks and says the bank was once named Dunhuang Bank. The available evidence does not name individual founders, so none are listed here. The bank officially opened on 19 November 2011. Its formation brought together the two predecessor institutions as a province-level commercial bank. The official profile describes it as directly managed by the Gansu provincial party committee and government, and as a state-controlled provincial legal-person city commercial bank. From its inception, the bank has articulated a regional service mission: serving the local economy, agriculture and rural development, small and medium-sized enterprises, and urban and rural residents. Its stated consumer-facing brand line is “Bank of Gansu, the bank of the people of Gansu.” A major corporate milestone came on 18 January 2018, when Bank of Gansu listed on the Main Board of the Hong Kong Stock Exchange under stock code 02139. The official profile describes it as the first listed city commercial bank in northwest China. The listing added a public-market dimension to its corporate identity; it remains an operating, publicly listed bank. The evidence supplied here does not include details about the offering, proceeds, or subsequent share-price performance. The bank’s business has developed around a broad regional commercial-banking model. Its official website presents separate services for individuals, companies, government-related customers, interbank institutions, and inclusive-finance customers. The retail portfolio includes deposits, cards, wealth-management products, precious metals, distributed insurance, housing and consumer loans, foreign-exchange services, and online and mobile banking. Business banking encompasses deposits, settlement, financing, investment banking, bond underwriting, commercial bills, cross-border services, cash management, supply-chain finance, and domestic guarantees. Public-sector services include fiscal, social-security, medical-insurance and housing-fund agency services, alongside online account-opening services. The site also lists loans directed at business working capital, online finance and rural revitalization. The bank’s operating footprint is explicitly centered on Gansu. Its official profile reports 19 first-tier branches and 199 business outlets, with coverage across the province’s 14 prefecture-level cities and counties. These network figures are reported in the supplied profile; no later network update is present in the evidence. Its digital and service channels include personal and corporate online banking, mobile banking, WeChat banking, payment and bill-payment services, and enterprise cash-management functions. The official profile records several recognitions: ten provincial governor financial awards, five provincial “People’s Heart” awards for poverty alleviation, and two recognitions for advanced poverty-alleviation assistance. It also says the bank has appeared for nine consecutive years in the China Banking Association’s list of China’s top 100 banks; in 2024 it ranked 58th on that list. The same profile reports a rank of 331 by tier-one capital in The Banker’s 2024 Top 1000 World Banks. These are statements in the bank’s own profile and are presented as such. The supplied homepage and investor-relations material also shows the bank continuing to publish product information, notices, annual-report links and governance updates. The excerpts list 2025 annual-report materials and, in September 2026, notices concerning an executive-director and chairperson qualification approval and proposed or completed senior appointments. The excerpts do not identify the individuals, so this dossier does not infer current executive names. In its current stated direction, Bank of Gansu says it aims to pursue high-quality development and become a high-quality listed city commercial bank and a preferred regional provider of integrated financial services.

Bank of Gansu officially opens
Lists on the Hong Kong Stock Exchange
Reported rankings in banking league tables

Products and positioning

A state-controlled regional commercial bank focused on Gansu, with a stated mission to serve the local economy, rural development, small and medium-sized enterprises, and residents. The bank describes its ambition as becoming a high-quality listed city commercial bank and a preferred regional integrated financial-services provider.

Retail deposits and certificates of deposit
The website lists personal savings, demand deposits, term deposits, notice deposits and large-denomination certificates of deposit.
Personal housing and consumer loans
The personal-finance section includes housing mortgage and consumer-credit offerings, including Longying Kuaidai and the New Citizen Loan.
Credit cards
The website promotes standard cards, the Wuwei Card and a White Angel card designed for healthcare workers.
Corporate and inclusive-finance services
Listed services include corporate deposits, settlement, financing, supply-chain finance, working-capital lending and rural-revitalization lending.

Controversies

2020
Source

Hong Kong listingOther

Recent events

2021-08-13
Gansu Bank and Tianshui Huatian Electronic Group sign strategic cooperation agreement[10]甘肃银行与天水华天电子集团签订战略合作协议bank.jrj.com.cn
Gansu Bank signed a strategic cooperation agreement with Tianshui Huatian Electronic Group covering financing and settlement, direct bank-enterprise connections, international settlement, and payroll services. Gansu Bank said it would provide the group with credit support of at least RMB 1 billion.
2021-07-14
Bank of Gansu and Bank of Jiangsu sign strategic cooperation agreement[11]甘肃银行与江苏银行签订战略合作协议bank.jrj.com.cn
Bank of Gansu and Bank of Jiangsu signed a comprehensive strategic cooperation agreement covering areas including funds operations, asset management, corporate finance, retail banking and green finance.
2020-08-20
Gansu Bank and Guotai Junan Securities sign strategic cooperation agreement[12]甘肃银行与国泰君安证券签署战略合作协议finance.sina.com.cn
Reported: 2020-08-20
Gansu Bank and Guotai Junan Securities signed a comprehensive strategic cooperation agreement in Shanghai, covering areas including brokerage, settlement, asset management and investment banking.
2020-06-05
Gansu Bank and Longnan sign strategic cooperation framework agreement[13]甘肃银行与陇南市签订战略合作框架协议finance.sina.com.cn
Reported: 2020-06-05
Gansu Bank and the Longnan municipal government signed a comprehensive strategic cooperation framework agreement. Under the agreement, Gansu Bank will provide at least RMB 30 billion in credit support to Longnan over five years.
2019-12-19
Bank of Gansu wins two financial technology innovation awards[14]甘肃银行荣获两项金融科技创新奖finance.sina.com.cn
Reported: 2019-12-26
Bank of Gansu received the Financial Technology Innovation Outstanding Contribution Award in the operations innovation and management innovation categories for two research projects.

Sources15 sources

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