Bank Mega

Bank Mega is an Indonesian commercial bank whose history traces to PT Bank Karman, established in 1969. It is headquartered at Menara Bank Mega in Jakarta and is part of CT Corp. The bank’s present-day brand serves customers in Indonesia through banking products, physical service points, ATMs, cards, electronic money, and digital channels. The cited Indonesian-language Wikipedia article identifies Kostaman Thayib as the bank’s leader and reports that, at the end of 2025, its network comprised eight regional offices, 55 branches, 300 sub-branches, and 463 ATMs. Its consumer-facing offer includes savings and individual current accounts, Mega Pass ATM and debit cards, credit cards, electronic money products Mega Cash and M-Money, and payment and account services. Its digital services include M-Smile, Mega Internet, and MegaBiz. The bank also promotes cardholder offers and merchant promotions, while its website features financial and lifestyle content through MegaZine. The official service page describes M-Smile as a smartphone app for banking activities, including savings and card-related services, QR merchant transactions, cardless ATM withdrawals, and promotional information. Mega Internet provides online access to accounts and non-cash transactions; Mega ATM supports cash and non-cash banking. Bank Mega’s identity developed through successive changes in ownership, name, and corporate structure. PT Bank Karman became PT Mega Bank in 1992, moved its head office from Surabaya to Jakarta that year, and adopted the Bank Mega trade name in 1997. The business became part of Chairul Tanjung’s business group, now CT Corp, following an acquisition completed in 1996. It adopted the corporate name PT Bank Mega in 2000 and conducted an initial public offering that year. In 2013, the bank introduced a new logo and the slogan “Untuk Indonesia yang Lebih Baik” (“For a Better Indonesia”). The brand positions itself as a broad-based domestic bank combining conventional accounts and cards with digital access and promotional benefits. Its official website also describes corporate governance, anti-money-laundering measures, and social responsibility programs. Under the names Mega Berbagi and Mega Peduli, its CSR activities include education-focused support and community engagement. The available evidence supports an active Indonesian banking business; it does not establish detailed current financial results, a founder, or a current stock ticker.

Bank Mega began as PT Bank Karman, founded on 15 April 1969 and operating as a commercial bank in the same year. According to the cited Indonesian-language Wikipedia article, Bank Karman was initially a family-owned bank and underwent several ownership changes. In the late 1980s, it was owned by Rahmat and Tjahjono Goenadi. At that stage, it remained relatively small despite being described as financially sound. Following Indonesia’s 1988 banking policy changes, the bank expanded its assets and added branches in locations including Jakarta, Malang, Gresik, and Singaraja. A change of shareholders followed. After an acquisition completed on 11 March 1991, the article identifies Pudjianto, the Bapindo employee social-security foundation, and Ade Nasution among the new shareholders, alongside Tjahjono Goenadi. In 1992, PT Bank Karman changed its name to PT Mega Bank, and its head office moved from Surabaya to Jakarta, effective 30 April. The bank subsequently experienced serious problems, including a high proportion of non-performing credit and traditional bookkeeping practices. Chairul Tanjung, then associated with Para Group (now CT Corp), became involved in the bank’s turnaround. The article says he agreed to acquire Mega Bank in late 1995, with the acquisition completed on 31 March 1996. Cacuk Sudarijanto, a former president director of Telkom, was appointed to lead the bank. The article describes a gradual operational and balance-sheet recovery, with the bank considered healthy by early 1997. In June 1997, it introduced a new logo and the Bank Mega trade name to strengthen its public identity as a financial institution built on trust. The article also recalls television advertising, including “Mega Shalawat” and “Acong-Joko-Sitorus,” during the socially tense period surrounding the 1997–1998 monetary crisis. On 17 January 2000, the corporate name changed from PT Mega Bank to PT Bank Mega. On 17 April of that year, the bank carried out an initial public offering and listed shares on the Jakarta and Surabaya exchanges, now part of the Indonesia Stock Exchange. The article also records that the bank received trustee authorization in August 2000 and foreign-exchange bank authorization in January 2001. In 2013, Bank Mega introduced a new logo and the slogan “Untuk Indonesia yang Lebih Baik,” which the article describes as expressing aspirations for a better and more prosperous future for Indonesia. In 2016, the Indonesian government selected the bank as one of the gateway banks for receiving and managing tax-amnesty repatriation funds. Today, Bank Mega presents itself through retail banking, card products, electronic money, online banking, and mobile services. Its official service page lists M-Smile, Mega Internet, Mega ATM, Mega Cash, Mega Pass, and M-Money. The bank’s official website also describes CSR programs named Mega Berbagi and Mega Peduli, as well as governance and anti-money-laundering policies. The Indonesian-language Wikipedia article reports that the bank is part of CT Corp and gives its year-end 2025 network and leadership details.

• 2016

  Bank Mega is selected as a tax-amnesty gateway bank

  The Indonesian government selected the bank as one of the gateway banks for receiving and managing tax-amnesty repatriation funds.

• 2013

  A new logo and the slogan “Untuk Indonesia yang Lebih Baik” are launched

  Bank Mega introduced a new logo and the slogan “Untuk Indonesia yang Lebih Baik,” described as expressing aspirations for a better and more prosperous future for Indonesia.

• 2001

  Foreign-exchange bank authorization is granted

  The bank received trustee authorization in August 2000 and foreign-exchange bank authorization in January 2001.

• 2000

  The corporate name becomes PT Bank Mega

  On 17 January 2000, the corporate name changed from PT Mega Bank to PT Bank Mega.

• 2000

  Bank Mega completes an initial public offering

  On 17 April 2000, the bank carried out an initial public offering and listed shares on the Jakarta and Surabaya exchanges, now part of the Indonesia Stock Exchange.

• 1997

  The Bank Mega trade name and a new logo are introduced

  In June 1997, the bank introduced a new logo and the Bank Mega trade name to strengthen its public identity as a financial institution built on trust.

• 1996

  Chairul Tanjung’s acquisition of Mega Bank is completed

  Chairul Tanjung agreed to acquire Mega Bank in late 1995, with the acquisition completed on 31 March 1996; Cacuk Sudarijanto was appointed to lead the bank.

• 1992

  PT Bank Karman becomes PT Mega Bank; headquarters move to Jakarta

  The name changed to PT Mega Bank, and the head office moved from Surabaya to Jakarta, effective 30 April.

• 1991

  A change in ownership is completed

  After an acquisition completed on 11 March 1991, Pudjianto, the Bapindo employee social-security foundation, and Ade Nasution became new shareholders alongside Tjahjono Goenadi.

• 1969

  PT Bank Karman is established

  Founded on 15 April 1969 and operating as a commercial bank in the same year.

A broad-based Indonesian bank combining everyday banking, corporate banking, wealth management, cards, electronic payments, digital services, and promotional benefits.

• M-Smile

  A smartphone banking app for activities including savings and card-related services, QR merchant transactions, cardless ATM withdrawals, and access to promotions.

• Mega Internet

  An online banking service for account access and non-cash transactions.

• MegaBiz

  A business internet-banking service named on the bank’s website.

• Mega Pass

  ATM or debit card facilities associated with eligible savings or individual current accounts; card types listed include Mega Pass Visa, Mega First, and Mega Pass GPN.

• Mega Cash

  Chip-based electronic money issued by Bank Mega, with stored value held on the chip.

• M-Money

  Electronic money used to pay for goods or services at merchants; the bank’s service page says users can apply through M-Smile.

• Mega ATM

  An ATM facility for cash and non-cash banking transactions.

• Credit cards

  Bank Mega promotes credit cards and cardholder offers on its official homepage.

1. 1Bank Mega official homepagebankmega.com
2. 2Bank Mega official services pagebankmega.com
3. 3Bank Mega official corporate governance pagebankmega.com
4. 4Bank Mega official CSR pagebankmega.com
5. 5Bank Mega — Indonesian-language Wikipediaid.wikipedia.org
6. 6Bank Mega — Wikidatawikidata.org