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Bank Polskiej Spółdzielczości Spółka Akcyjna

Polish bank combining the functions of an associating bank for cooperative banks and a commercial bank, operating on the Polish market since 1992.

Last updated September 15, 2026

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Overview

Bank Polskiej Spółdzielczości Spółka Akcyjna (Bank BPS) has a distinctive business profile: it combines the functions of an associating bank for cooperative banks with those of a commercial bank. It provides a broad range of services to cooperative banks while also acting as their business partner and representative. Through a network of 12 branches it offers financial products to individual and corporate clients as well as small and medium-sized enterprises, and it specializes in serving local governments, agriculture, the agri-food industry, trade, crafts and tourism. Bank BPS has operated on the Polish market since 1992, initially as Gospodarczy Bank Południowo-Zachodni S.A. based in Wrocław. In 2002 five regional banks were merged into it and the name was changed to Bank Polskiej Spółdzielczości, with the head office moved to Warsaw. Bank BPS associates more than 300 cooperative banks, forming the largest association of cooperative banks in Poland, and also cooperates with several independent cooperative banks. It is a participant in the System Ochrony Zrzeszenia BPS and a member of the Związek Banków Polskich and the Krajowy Związek Banków Spółdzielczych.

History

Bank BPS has operated on the Polish market since 1992, initially as Gospodarczy Bank Południowo-Zachodni S.A. with its seat in Wrocław. In 2002 five regional banks were merged into it and the name was changed to Bank Polskiej Spółdzielczości, with the head office moved to Warsaw. Its current main head office locations are in Warsaw at ul. Grzybowska 81 and in Wrocław at ul. Zygmunta Krasińskiego 27. Bank BPS associates more than 300 cooperative banks, forming the largest association of cooperative banks in Poland, and also cooperates with several cooperative banks operating independently. It is a participant in the System Ochrony Zrzeszenia BPS, an institution ensuring liquidity and solvency and thereby increasing the safety of funds deposited by clients, and is a member of the Związek Banków Polskich and the Krajowy Związek Banków Spółdzielczych.

Products and positioning

Combines the functions of an associating bank for cooperative banks and a commercial bank; specializes in serving local governments, agriculture, the agri-food industry, trade, crafts and tourism.

  • Financial products for individual and corporate clients and SMEs

    Offered through a network of 12 branches.

  • Services for cooperative banks

    Bank BPS provides a broad range of services for cooperative banks and acts as their business partner and representative.

Sources1 sources

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