Bank 131

Bank 131 (АО «Банк 131») is a Russian private bank that positions itself as a "digital economy bank" serving Russian and international companies. According to its official website, it is a high-technology private bank oriented toward transaction services for Russian and international business, international money transfers and cross-border payments. Its product set is built around business needs: settlement (current) accounts, payment acceptance, payouts to self-employed individuals and individuals, a nominal account for C2C and B2C online platforms, payroll projects, deposits including overnight deposits, currency control, and an internet bank for business. It also offers services to individuals such as deposits and debit cards. The bank emphasizes multi-currency settlement capabilities. Its website lists settlement currencies including the Chinese yuan (CNY), Turkish lira (TRY), Belarusian ruble (BYN), Armenian dram (AMD), Kazakhstani tenge (KZT), Azerbaijani manat (AZN), Uzbek sum (UZS), Kyrgyz som (KGS), Tajik somoni (TJS), UAE dirham (AED) and Indian rupee (INR). It offers three main tariff plans for settlement and cash services — Bazis (490 ₽), Optimum (990 ₽) and Profi (3,990 ₽) — with account servicing stated as free and varying fees for transfers to legal entities and individual entrepreneurs, currency operations and payment acceptance via the Faster Payments System (SBP). Bank 131 highlights the Faster Payments System as a core business tool: payouts to self-employed individuals and individuals by phone number, and payment acceptance via QR codes and payment links, with instant settlement and API integration. It also promotes a partnership philosophy rather than competition, security as a foundation, and technologies that save time. Regulatory information on the site states that the bank operates under a basic license for banking operations with rubles and foreign currency (with the right to attract individual deposits) and for operations with precious metals, license No. 3538 dated 29 November 2024. The site footer carries a copyright range of 2019–2026 for АО «Банк 131». Wikidata describes Bank 131 as a Russian bank in Tatarstan. The bank is privately held and does not appear to be listed on a stock exchange.

Bank 131 is a Russian private bank that presents itself as a "digital economy bank" and a high-technology institution focused on transaction services for Russian and international business. Its official website describes its orientation toward servicing international money transfers and cross-border payments, and its product line is built around business settlement needs rather than traditional retail lending. The site footer carries a copyright range beginning in 2019 for АО «Банк 131», indicating the corporate entity has been presented under this name since at least that period, though the exact founding date is not stated in the available evidence. Regulatory information published on the bank's website states that it operates under a basic license for banking operations with rubles and foreign currency, including the right to attract individual deposits, and for operations with precious metals. The license number is 3538, dated 29 November 2024. This license reference is the most concrete dated regulatory milestone available in the supplied evidence. Wikidata describes Bank 131 as a Russian bank in Tatarstan, which places its home base in that republic. The bank is privately held; the site describes it as a private bank (частный банк), and there is no evidence of a stock exchange listing. Over time, Bank 131 has developed a product set aimed at both business and individual clients. For businesses, it offers settlement accounts, payment acceptance via cards, QR codes and payment links, payouts to self-employed individuals and individuals through the Faster Payments System (SBP), a nominal account for C2C and B2C online platforms, payroll projects, deposits including overnight deposits, currency control, and an internet bank for business. For individuals, it lists deposits and debit cards. The bank also emphasizes multi-currency settlement, listing CNY, TRY, BYN, AMD, KZT, AZN, UZS, KGS, TJS, AED and INR among available currencies. Its tariff structure for settlement and cash services includes three plans: Bazis at 490 ₽, Optimum at 990 ₽ and Profi at 3,990 ₽, with account servicing stated as free and fees varying for transfers to legal entities and individual entrepreneurs, currency operations and SBP payment acceptance. The bank markets itself on a philosophy of partnership rather than competition, security as a foundation, and technologies that save time. It also promotes easy onboarding: submitting an application, selecting a solution, preparing documents and starting cooperation.

• License No. 3538 for banking operations with rubles and foreign currency, including individual deposits and precious metals operations, dated 29 November 2024.

• Website copyright range for АО «Банк 131» begins in 2019.

High-tech Russian private bank for transaction services, international money transfers and cross-border payments for business.

• Settlement account for business

  Current account with internet banking, automation of payments and reporting, 24/7 control.

• Payment acceptance

  Accept payments by cards, QR codes or payment links.

• Payouts via SBP

  Send payouts to self-employed individuals and individuals by phone number with instant settlement.

• Nominal account

  For C2C and B2C online platforms.

• Payroll project

  Full online control of settlements with employees.

• Deposits

  For income growth, including overnight deposits.

• Currency control

  International settlements without risks.

• Internet bank for business

  Manage finances from anywhere in the world.

• Deposits and debit cards for individuals

  Retail banking products listed on the site.

1. 1Банк 131 — официальный сайт новейшего банка России | Банк 131131.ru
2. 2О Банке 131131.ru
3. 3Выплаты самозанятым и физлицам по номеру телефона на банковские счета | Банк 131131.ru
4. 4Расчетный счет для бизнеса | Банк 131131.ru
5. 5Bank 131wikidata.org