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Baltijas Apdrošināšanas Nams

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Corporate brand

Unclaimed

Latvian insurance company offering motor, travel, property, health and business insurance under the BAN brand.

Last updated September 26, 2026

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Overview

Baltijas Apdrošināšanas Nams (BAN) is a Latvian insurance company operating under the registered trademark BAN®. The company provides a broad range of insurance products to both private individuals and businesses in Latvia. Its Latvian-language website and customer service channels indicate that it serves the domestic market directly, with a branch network and a mobile application for policyholders. For private customers, BAN offers KASKO (motor own damage insurance), OCTA (compulsory motor third-party liability insurance), travel insurance, property insurance, insurance for visitors to Latvia, and personal accident insurance. For business clients, the product range includes KASKO, OCTA, travel insurance, health insurance, accident insurance, commercial property insurance, CTA (cargo transport insurance), cargo insurance, construction insurance, and guarantee insurance. The company markets discounts on several product lines, such as a 7% discount on OCTA, 30% on travel insurance, 20% on property insurance, and 15% on visitor and accident insurance. BAN positions itself as a customer-oriented insurer with the slogan "Mēs par tevi parūpēsimies™" (We will take care of you). It maintains a claims service, a branch network, and digital tools including the "Mans BAN" customer portal and a mobile application. The company is registered in Latvia and is described in public data sources as a legal entity in Latvia. Its headquarters are in Riga, and it can be contacted by phone at +371 67 08 04 08 or by email at office@ban.lv. As of the available evidence, BAN is an active insurance provider focused on the Latvian market. Detailed information about its ownership structure, founding year, and financial results is not provided in the current sources and would require further research.

History

Baltijas Apdrošināšanas Nams (BAN) is a Latvian insurance company that operates under the BAN® trademark. The available evidence does not specify the exact founding date or the original founders. Public data sources describe it as a legal entity in Latvia, and its official website is ban.lv. The company has built its business around serving the Latvian market with a comprehensive portfolio of insurance products. Over time, BAN has expanded its offerings to cover both personal and commercial lines. For private individuals, it provides motor insurance (KASKO and OCTA), travel insurance, property insurance, insurance for visitors to Latvia, and personal accident insurance. For businesses, it offers KASKO, OCTA, travel insurance, health insurance, accident insurance, commercial property insurance, CTA (cargo transport insurance), cargo insurance, construction insurance, and guarantee insurance. This breadth suggests a strategy of serving diverse customer needs within Latvia. The company has also invested in digital channels, including a mobile application and the "Mans BAN" customer portal, allowing clients to manage policies and submit claims online. Its website features a claims submission function and highlights various discounts, such as a 7% discount on OCTA, 30% on travel insurance, 20% on property insurance, and 15% on visitor and accident insurance. BAN maintains a branch network and can be contacted by phone at +371 67 08 04 08 or by email at office@ban.lv. As of the current evidence, BAN remains an active insurer in Latvia. Further details about its corporate history, ownership changes, and financial milestones are not available in the provided sources.

Products and positioning

Customer-oriented insurer with the slogan "Mēs par tevi parūpēsimies™" (We will take care of you), offering a wide range of insurance products for individuals and businesses in Latvia.

  • KASKO

    Motor own damage insurance for private and business customers.

  • OCTA

    Compulsory motor third-party liability insurance.

  • Travel insurance

    Travel insurance with a 30% discount advertised.

  • Property insurance

    Property insurance with a 20% discount advertised.

  • Health insurance

    Health insurance for business clients.

  • Commercial property insurance

    Property insurance for businesses.

  • Cargo insurance (CTA)

    Cargo transport insurance for businesses.

  • Construction insurance

    Insurance for construction projects.

  • Guarantee insurance

    Guarantee insurance for businesses.

Sources2 sources

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