Axos Bank
Axos Bank is a digital bank launched on July 4, 2000, offering online checking, savings, and lending services nationwide.
Last updated September 10, 2026
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Overview
Axos Bank describes itself as a technology-driven financial services company that launched as a digital bank on July 4, 2000. It is FDIC-insured and headquartered in San Diego, California, with offices in Las Vegas, Nevada. The bank offers personal and business banking products, including checking and savings accounts, mortgage rate alerts, and auto dealer financing, and reports having grown to over $28.2 billion in assets.
History
Axos Bank launched as a digital bank on July 4, 2000, signaling its independence from traditional brick-and-mortar banking. It has since grown to over $28.2 billion in assets. Axos is FDIC-insured and headquartered in San Diego, California, with offices in Las Vegas, Nevada.
Products and positioning
Digital bank offering competitive interest rates, low to no fees, and convenient access.
Axos ONE Checking + Savings
Bundled checking and savings account offering up to 4.21% APY, early paydays, and no monthly maintenance fees.
Business banking services
Integrated banking tools including merchant services, payroll services, treasury management, and business lending.
Auto dealer financing
Flexible financing solutions for dealers nationwide with terms up to 96 months and advances up to 145% LTV.
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