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Automobile Association Developments

The UK's largest motoring organisation, providing breakdown cover, insurance, finance and driving services to over 14 million members.

Last updated September 26, 2026

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Overview

The Automobile Association (AA) is the United Kingdom's largest motoring organisation, founded in June 1905 by four driving enthusiasts in London who wanted fair treatment for motorists. From an initial 90 members, it has grown to over 14 million members. The AA's core service is breakdown cover, supported by a nationwide network of patrols offering 24/7 assistance. Over its long history, the AA has expanded into insurance (car, home, travel), financial services (car finance, personal loans, savings accounts), driving-related services (MOT tests, car servicing, mobile mechanics), vehicle history checks, and route planning. The AA is also known for its campaigning work on motoring issues, led by President Edmund King OBE. The organisation operates primarily in the UK, with European breakdown cover extending to 40 countries. The AA has been publicly listed and later taken private; its current corporate structure includes AA Limited as parent. The AA Charitable Trust focuses on road safety education. The AA's website offers breakdown cover sales, insurance quotes, route planning, and member benefits including discounts and the AA app.

History

The Automobile Association was founded in June 1905 in London by four driving enthusiasts who wanted fair treatment for motorists. Initially a small group of 90 members, it grew rapidly as motoring became more popular. The AA introduced motorcycle patrols in its early years to assist stranded motorists, a service that evolved into the modern breakdown patrols. Over the decades, the AA expanded its services beyond breakdown cover into insurance, finance, travel and other motoring-related areas. It became the UK's largest motoring organisation, with over 14 million members. The AA has a history of embracing technology, from early patrols to connected cars. In 2014, AA plc was listed on the London Stock Exchange. In 2021, the company was taken private. The AA continues to operate as a major provider of breakdown cover, insurance, and financial services, and its charitable trust focuses on road safety education.

  • 2021

    AA plc taken private.

  • 2014

    AA plc listed on the London Stock Exchange.

  • 1905

    Founded in June 1905 by four driving enthusiasts in London.

Products and positioning

The AA positions itself as a trusted, member-focused motoring organisation offering comprehensive driving-related services and financial products, with a heritage of over a century of protecting motorists.

  • Breakdown cover

    24/7 roadside assistance with dedicated patrols.

  • Car insurance

    Comprehensive car insurance policies.

  • European breakdown cover

    Breakdown cover in 40 countries.

  • Vehicle history check

    Comprehensive vehicle history check for £14.99.

  • Car finance

    Car loans, hire purchase, PCP, and leasing options.

  • Savings accounts

    Member Saver and Easy Access Savings accounts.

Sources5 sources

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