Army & Navy Stores
Former British department-store group that began as a military officers’ co-operative and was absorbed into House of Fraser.
Last updated August 24, 2026
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Overview
Army & Navy Stores was a British department-store group whose origins lay in a nineteenth-century co-operative established for army and navy officers and their families. The Army & Navy Co-operative Society was incorporated on 15 September 1871 with the practical objective of supplying members with goods at reasonable prices. Its first retail premises opened in February 1872 in part of a former distillery on Victoria Street, Westminster, London. The business initially concentrated on groceries but quickly developed into a broad department-store operation. By the early 1870s, the Victoria Street store offered stationery, drapery, clothing and tailoring, fancy goods, groceries, pharmacy services and firearms. Growth soon required additional warehouses and adjoining properties. The society acquired part of its Victoria Street premises in 1878 and bought the remaining distillery buildings in 1881. It also operated manufacturing and printing facilities, furniture sales, an estate agency, a banking department for members and a refreshments room. Its large illustrated catalogues allowed customers to order goods remotely, extending the reach of the business beyond its physical shops. The organization developed an international dimension during the late nineteenth and early twentieth centuries. It opened offices in Paris and Leipzig and established stores in Plymouth and in several locations in India, including Bombay, Karachi, Calcutta, New Delhi, Shimla and Ranchi. The overseas branch network was connected to the commercial and administrative world of the British Empire, but it contracted after India became independent. The Bombay store was the last colonial branch to close, in 1952. The business experienced substantial disruption during both world wars. First World War trade declined, although a War Office contract partly offset the reduction in civilian business. During the Second World War, premises at Turnham Green and Portsmouth sustained severe bomb damage and the Plymouth depot was destroyed. After the war, the company redirected its strategy toward domestic expansion. In 1934 the co-operative society had been reorganized as a limited company, Army & Navy Stores Ltd., and it subsequently acquired a series of independent provincial department stores during the 1950s and 1960s. These included Genge & Co. of Dorchester, William Harvey of Guildford, Thomas Clarkson of Wolverhampton, Thomas White & Co. of Aldershot, Burgis & Colbourne of Leamington Spa, Parsons & Hart of Andover and Harrison Gibson’s Bromley stores. A new Camberley store was also developed. Army & Navy Stores was acquired by House of Fraser in 1973. The transaction brought the group and a number of its subsidiaries into the larger department-store organization. Some additional House of Fraser businesses, including John Barker & Co. stores, were integrated with the Army & Navy operation, while later acquisitions and rebrandings changed the identity of individual branches. The Victoria Street premises were rebuilt during the 1970s in a project begun in 1973 and completed in 1977. The Army & Navy name survived at a smaller number of locations into the twenty-first century. In 2005, the remaining stores—most notably the Victoria Street flagship and branches in Camberley and Chichester—were refurbished and rebranded as House of Fraser. The former Victoria Street store subsequently operated under the House of Fraser name. A food hall concept was introduced as part of the relaunch, although the food hall closed in 2021. The Victoria Street building was demolished during 2022–2023 for redevelopment as a multi-use building. Army & Navy Stores therefore survives primarily as a historical retail name rather than an operating brand.
History
Army & Navy Stores originated in a military co-operative created in London in 1871. Its founders were army and navy officers seeking a reliable way to obtain household and personal goods at affordable, commercially sustainable prices. The first shop opened on Victoria Street in February 1872 in leased premises associated with a distillery. Although groceries were initially central to the operation, the assortment expanded rapidly to include clothing, tailoring, stationery, drapery, pharmacy goods, firearms and other merchandise. The society repeatedly enlarged its Westminster premises. It added adjoining houses and warehouses, acquired an interest in the Victoria Street site in 1878 and purchased the remaining distillery and related buildings in 1881. The organization also developed non-retail activities, including printing, furniture sales, a banking service for members, an estate agency, manufacturing facilities and a refreshments room. Its catalogue and telephone ordering system made the store an important source of goods for customers who could not visit London. Expansion continued beyond the capital. A Plymouth store opened in 1890, followed by overseas stores in Bombay and Karachi. Calcutta was added in 1900, and branches in New Delhi, Shimla and Ranchi followed during the 1930s. Offices in Paris and Leipzig provided an additional international presence. The overseas network was ultimately curtailed by the changing political and commercial environment after the Second World War and Indian independence; the Bombay store closed in 1952. The First World War damaged ordinary trade, but a War Office contract provided compensating business. The interwar period included continued development of the Victoria Street property and a new frontage completed by 1922. In 1934 the co-operative society was converted into a limited company, Army & Navy Stores Ltd. Its operations were severely affected again during the Second World War: the Turnham Green and Portsmouth sites suffered heavy bomb damage, while the Plymouth depot was destroyed. After the war, the company emphasized expansion within the United Kingdom. It acquired independent department stores and local retail businesses in Dorchester, Guildford, Wolverhampton, Aldershot, Leamington Spa, Bromley and elsewhere. It also opened a new Camberley store connected with the William Harvey business. The group’s portfolio contained numerous regional names, and some branches later changed identity as House of Fraser reorganized its operations. House of Fraser bought Army & Navy Stores in 1973. The acquisition ended the business’s independence and placed its stores and subsidiaries within a larger British department-store group. The Victoria Street store was replaced by a new building designed by Elsom Pack & Roberts, with construction beginning in 1973 and completion in 1977. The Army & Navy name continued at selected stores for several decades, but its distinct corporate identity gradually weakened. In 2005, the remaining Army & Navy stores at Victoria Street, Camberley and Chichester were refurbished and relaunched under the House of Fraser name. The former flagship subsequently operated as a House of Fraser department store. A House of Fraser food hall concept was introduced at the Victoria Street location during the relaunch period but closed in 2021. The building was demolished in 2022–2023 and scheduled for replacement by a 16-storey mixed-use development known as 105 Victoria. The original Army & Navy retail brand is now defunct.
- 2022
Former flagship demolished
[1]Demolition of the former Victoria Street department-store building began as part of redevelopment.
- 2021
Victoria Street food hall closes
[1]The food hall introduced at the former flagship as part of its House of Fraser relaunch closed.
- 2005
Final stores rebranded
[1]The remaining Army & Navy locations were refurbished and adopted the House of Fraser name.
- 1977
New Victoria Street building completed
[1]The replacement Victoria Street store building was completed after work that began in 1973.
- 1973
Acquisition by House of Fraser
[1]House of Fraser purchased the Army & Navy Stores group.
- 1964
New Camberley store opens
[1]A new Camberley store was built and operated in connection with the William Harvey business.
- 1952
Last colonial store closes
[1]The Bombay store closed after the group’s overseas branch network had contracted following Indian independence.
- 1934
Conversion into a limited company
[1]The co-operative society was reorganized as Army & Navy Stores Ltd.
- 1890
Plymouth and overseas expansion
[1]The group opened a Plymouth store and began its documented expansion into Bombay and other overseas markets.
- 1881
Distillery premises acquired
[1]The organization purchased the remaining distillery and associated buildings, enabling a major expansion of departments.
Products and positioning
A value-oriented, service-led department-store group that evolved from a military officers’ purchasing co-operative into a broad British retailer. Its original proposition emphasized supplying members at economical rates, while its later stores competed through wide merchandise selection, local department-store presence and catalogue ordering.
Apparel · 1873
Clothing and tailoring
Clothing and tailoring were among the store’s earliest non-grocery departments. The group operated tailoring and printing facilities and continued to sell apparel, accessories and related personal goods through its department stores and catalogues.
Food retail · 1872
Groceries and preserved foods
Groceries formed the basis of the first Victoria Street shop. The business later expanded its food assortment and operated facilities associated with preserved provisions, making food one of the recurring categories in its broad department-store offer.
Home retail
Furniture and household goods
The retailer added furniture, furnishings and household merchandise as it developed into a full-line department store. These categories were sold alongside electrical goods and other domestic products at the Victoria Street flagship and regional branches.
Mail order
Catalogue and mail-order assortment
Army & Navy Stores published extensive illustrated price lists through which customers could order a wide range of merchandise by telephone or other remote methods. The catalogue operation extended the reach of the London-based retailer and supported deliveries to customers and military communities.
Health and beauty · 1873
Pharmacy, cosmetics and personal goods
The original store included a chemist department, and the later department-store assortment included cosmetics, accessories and other personal goods. These products formed part of the broad multi-category proposition rather than a separate specialist brand.
Brand decisions
2005
Rebrand the remaining stores under House of FraserStrategyBackground
By 2005, only a small number of stores still traded under the Army & Navy identity within the House of Fraser organization.
Action taken
The Victoria Street, Camberley and Chichester locations were refurbished and relaunched with the House of Fraser name.
Aftermath
The Army & Navy name ceased to be used as an active prominent department-store brand, and the former Victoria Street flagship continued under House of Fraser until its later closure and demolition.
1973
Sell the Army & Navy Stores group to House of FraserM&ABackground
The department-store group had expanded through regional acquisitions but was operating in an increasingly consolidated retail sector.
Action taken
House of Fraser acquired Army & Navy Stores and integrated its businesses with the wider group.
Aftermath
The Army & Navy operations lost their independent ownership, while selected stores and associated businesses continued within House of Fraser’s portfolio.
1934
Convert the co-operative society into a limited companyStrategyBackground
After more than six decades of co-operative operation and physical expansion, the organization adopted a corporate limited-company structure.
Action taken
The Army & Navy Co-operative Society was reorganized as Army & Navy Stores Ltd.
Aftermath
The company continued operating the Victoria Street flagship, regional branches, catalogues and overseas depots before later concentrating on domestic expansion.
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