Arbeitsgemeinschaft kommunale und kirchliche Altersversorgung
German umbrella association of municipal and church pension and supplementary pension funds, founded in 1998.
Last updated September 26, 2026
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Overview
The Arbeitsgemeinschaft kommunale und kirchliche Altersversorgung e.V. (AKA) is a German umbrella association (Arbeitsgemeinschaft) of pension funds and supplementary pension funds (Versorgungskassen and Zusatzversorgungskassen) that provide occupational pensions for municipal and church employers. It was founded in 1998 and describes itself as Germany's specialist organisation for municipal and church pension provision. As a Dachorganisation it brings together 43 municipal and church pension and supplementary pension funds. According to the association, these funds serve more than 9.4 million people and over 50,000 employers or public-service bodies. The AKA's two predecessor associations, which had existed separately until 1998 — the Arbeitsgemeinschaft Kommunale Versorgungskassen zur Altersversorgung für Beamte and the Arbeitsgemeinschaft Kommunale und kirchliche Zusatzversorgungskassen für Arbeiter und Angestellte im öffentlichen und kirchlichen Dienst — remain recognisable today as specialist associations within the AKA. The association is organised into specialist committees (Fachausschüsse) for supplementary pension (Zusatzversorgung), civil-servant pension (Beamtenversorgung) and capital investment (Kapitalanlage). The AKA aims to help develop occupational pensions and ensure they continue to be paid securely in the future, including keeping them financially sustainable in the face of demographic change. It is involved as an expert in collective-bargaining negotiations for the public service and implements the resulting agreements in a model statute (Mustersatzung) that forms the basis for the statutes of individual funds. Its Beamtenversorgung specialist association covers the pension provision of civil servants in municipal and church service, a system laid down by law and administered by the AKA funds; it has 21 municipal and church pension funds as members, with roughly 11,000 members (mainly cities, municipalities, districts, savings banks, health insurers and churches), serving around 147,000 civil servants and employees with pension entitlements and over 108,000 pension recipients, and paying out more than 3.3 billion euros in pension benefits in 2018. Its Zusatzversorgung specialist association comprises 22 municipal and church supplementary pension funds — thirteen regional funds, three city funds, two savings-bank institutions and four church funds — whose member funds serve nearly 38,000 municipal and church employers and insure more than 8 million workers and employees, of whom over 3.7 million are compulsorily insured; almost 1.6 million pensioners received around 5.7 billion euros in benefits from the funds in 2018. The AKA is a member of the Arbeitsgemeinschaft betriebliche Altersvorsorge (aba), the Gesellschaft für Versicherungswissenschaft und Gestaltung e.V. (GVG), the European Association of Public Sector Pension Institutions (EAPSPI) and the Bundesverband öffentliche Dienstleistungen (bvöd). Its organs are the members' assembly and a five-member board (Vorstand); a Hauptgeschäftsführer and a deputy Geschäftsführer support the board. Its members include major municipal and church pension institutions across Germany, such as the Kommunaler Versorgungsverband Baden-Württemberg, the Bayerische Versorgungskammer, the Evangelische Zusatzversorgungskasse Darmstadt and the Kirchliche Zusatzversorgungskasse des Verbandes der Diözesen Deutschlands.
History
The Arbeitsgemeinschaft kommunale und kirchliche Altersversorgung e.V. (AKA) was founded in 1998. It emerged from two predecessor associations that had existed separately until that year: the Arbeitsgemeinschaft Kommunale Versorgungskassen zur Altersversorgung für Beamte and the Arbeitsgemeinschaft Kommunale und kirchliche Zusatzversorgungskassen für Arbeiter und Angestellte im öffentlichen und kirchlichen Dienst. These two predecessor bodies remain recognisable today as specialist associations (Fachvereinigungen) within the AKA. Since its founding, the AKA has acted as Germany's specialist organisation for municipal and church pension provision. As a Dachorganisation it unites 43 municipal and church pension and supplementary pension funds, which together serve more than 9.4 million people and over 50,000 employers or public-service bodies. The association works to develop occupational pensions and to ensure they continue to be paid securely, including keeping them financially sustainable in the face of demographic change. The AKA is structured into specialist committees for supplementary pension (Zusatzversorgung), civil-servant pension (Beamtenversorgung) and capital investment (Kapitalanlage). Its Beamtenversorgung specialist association safeguards the pension provision of civil servants in municipal and church service, a system defined by law and administered by the AKA funds; it has accompanied the transition process of civil-servant pensions in the context of the federalism reform (Föderalismusreform). It has 21 municipal and church pension funds as members, including five municipal funds in the new federal states and four church funds. These funds have roughly 11,000 members — mainly cities, municipalities, districts, savings banks, health insurers and churches — and serve around 147,000 civil servants and employees with pension entitlements as well as over 108,000 pension recipients; in 2018 they paid out more than 3.3 billion euros in pension benefits. The specialist association also aims to promote uniformity in the statutes of its members and to support them on questions of allowance (Beihilfe) provision. Supplementary pension is the company pension of workers and employees in public and church service, with benefits determined by the social partners of the public service through collective agreement. The AKA works to preserve the uniformity of supplementary pensions in German public and church service, is involved as an expert in collective-bargaining negotiations, and implements the resulting agreements in its model statute (Mustersatzung), which in turn forms the basis for the statutes of individual funds. Its Zusatzversorgung specialist association consists of 22 municipal and church supplementary pension funds — thirteen regional funds, three city funds, two savings-bank institutions and four church funds. The member funds serve nearly 38,000 municipal and church employers and insure more than 8 million workers and employees from municipal and church service, of whom over 3.7 million are compulsorily insured; almost 1.6 million pensioners received around 5.7 billion euros in benefits from the funds in 2018. The AKA is a member of the Arbeitsgemeinschaft betriebliche Altersvorsorge (aba), the Gesellschaft für Versicherungswissenschaft und Gestaltung e.V. (GVG), the European Association of Public Sector Pension Institutions (EAPSPI) and the Bundesverband öffentliche Dienstleistungen (bvöd). Its organs are the members' assembly and a five-member board (Vorstand), supported by a Hauptgeschäftsführer and a deputy Geschäftsführer. Its member funds include major institutions such as the Kommunaler Versorgungsverband Baden-Württemberg (KVBW) in Karlsruhe, the Bayerische Versorgungskammer (BVK) in Munich, the Evangelische Zusatzversorgungskasse (EZVK) in Darmstadt, the Kirchliche Zusatzversorgungskasse des Verbandes der Diözesen Deutschlands (KZVK) in Cologne and the Kommunale Versorgungskassen Westfalen-Lippe (kvw) in Münster, among many others across Germany.
- 2018
AKA member funds in the Beamtenversorgung specialist association pay out more than 3.3 billion euros in pension benefits; Zusatzversorgung funds pay around 5.7 billion euros to almost 1.6 million pensioners.
- 1998
The AKA is founded as an umbrella association, merging two predecessor associations that had existed separately until then.
Products and positioning
Germany's specialist umbrella organisation for municipal and church occupational pensions, uniting pension and supplementary pension funds and representing them in collective bargaining and policy development.
Occupational pensions for municipal and church employers
Pension and supplementary pension provision delivered through member Versorgungskassen and Zusatzversorgungskassen.
Supplementary pension (Zusatzversorgung)
The company pension of public and church service workers and employees, with benefits determined by collective agreement.
Civil-servant pension (Beamtenversorgung)
Pension provision for civil servants in municipal and church service, defined by law and administered by AKA funds.
Model statute (Mustersatzung)
The AKA implements collective-bargaining agreements in a model statute that forms the basis for member funds' statutes.
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