AOK Bayern
AOK Bayern is a health insurance company (Krankenkasse) in Bavaria, Germany, offering statutory health insurance benefits and services.
Last updated September 15, 2026
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Overview
AOK Bayern is a health insurance company in Bavaria, Germany. It presents itself as a Krankenkasse offering a broad range of health services, including treatments, pregnancy and preventive care, health courses, supplementary insurance and optional tariffs, and a bonus programme. It provides insured-person services such as forms and applications, membership certificates, the electronic health card, and the online portal and app "Meine AOK", as well as the AOK-Gesundheitsnavigator for finding doctors, psychotherapists, hospitals and midwives. The AOK Bayern states it is a multiply awarded Krankenkasse, recognised by various institutions and magazines.
History
AOK Bayern is a health insurance company in Bavaria, Germany. Its website presents it as a Krankenkasse serving insured persons with health benefits across all life situations, insured-person services, and digital services such as the "Meine AOK" portal and app. The AOK Bayern states that it is a multiply awarded Krankenkasse, recognised with seals and awards by various institutions and magazines.
Products and positioning
A multiply awarded Krankenkasse offering extensive benefits and first-class service, online and on site.
Statutory health insurance benefits
Treatments, pregnancy, preventive care and more; the AOK supports insured persons with numerous health benefits in all life situations.
Supplementary insurance and optional tariffs
Flexible and individual: adapt health protection to personal needs.
Health courses
Movement, nutrition, stress management and more, from an extensive course offering.
Bonus programme
The bonus programme of AOK Bayern covers preventive examinations, sport or membership.
Online portal and app "Meine AOK"
A special AOK service for handling health insurance matters online, including submitting sick notes and uploading documents.
AOK-Gesundheitsnavigator
An information service with details on general practitioners, dentists, psychotherapists, specialists, hospitals, midwives, emergency information and conditions or treatments, with integrated doctor and hospital search.
AOK-Curaplan
Offered exclusively for AOK insured persons for chronic diseases such as COPD or asthma.
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