Amerant Bank
Amerant Bank is a Florida-chartered regional bank headquartered in Coral Gables and the principal banking subsidiary of Amerant Bancorp Inc.
Last updated August 31, 2026
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Overview
Amerant Bank is an American regional banking institution headquartered in Coral Gables, Florida. It is the principal banking subsidiary of Amerant Bancorp Inc. and provides consumer, commercial, residential lending, wealth-management, deposit, and cash-management services. The bank is chartered in Florida and has historically concentrated its physical and commercial presence in the state, while also having operated in Texas. The institution traces its origins to Commercebank N.A., which was founded in 1979 and chartered as a national banking association. In 1987, it was acquired by Mercantil Servicios Financieros, after which it continued operating under the Commercebank name. The business adopted the name Mercantil Commercebank in 2007, reflecting its relationship with the Mercantil financial group and its position in the United States market. In October 2018, the company announced the Amerant rebrand, and the corporate name was formally changed to Amerant at the 2019 annual shareholder meeting. Amerant Bank serves individuals, small businesses, middle-market companies, and commercial borrowers. Its activities include checking and savings products, consumer credit, residential mortgages, business loans, treasury and cash-management services, and wealth-management offerings. The bank also operates through affiliated businesses including Amerant Investments Inc., Amerant Mortgage, LLC, and Elant Bank & Trust Ltd. The exact scope of services and legal relationships may vary by subsidiary and jurisdiction. The bank has historically operated a Florida branch network and access to a much broader ATM network through direct operation or network arrangements. In June 2022, it expanded its commercial-banking presence in the Greater Tampa Bay market through a new commercial banking office intended to support transactional and business needs. It later exited its Houston, Texas banking operations: in November 2024, the Houston branches and related operations were sold to MidFirst Bank, including approximately $573.9 million in deposits and $479.2 million in loans. Amerant has also developed a visible community and sports-marketing profile. Since 2022, it has entered partnerships with organizations including the Miami Heat, Florida Panthers, University of Miami, and Rice University. These relationships have included brand exposure, community engagement, and financial-literacy or skills initiatives. In September 2023, the bank became the naming-rights partner of the former FLA Live Arena in Sunrise, Florida, which was renamed Amerant Bank Arena. The bank reached more than $10 billion in assets in October 2024, according to the cited reference material. It has been described as one of Florida's largest community banks and as a regional institution rather than a nationwide bank. During the 2008 financial crisis, Amerant did not accept assistance under the Troubled Asset Relief Program. The reference material also characterizes the bank as comparatively resilient during the 2023 U.S. banking turmoil, citing diversified deposits and a high level of FDIC-insured deposits.
History
Amerant Bank began in 1979 as Commercebank N.A., a Florida-oriented banking institution chartered as a national banking association. Its early development was shaped by the growth of cross-border and regional financial relationships involving South Florida. In 1987, the bank was acquired by Mercantil Servicios Financieros, after which it continued operating as Commercebank. The institution adopted the name Mercantil Commercebank in 2007. That identity connected the American banking operation with its Mercantil ownership while retaining the Commercebank name familiar to customers. As the organization sought to present a more unified identity in the United States, it announced in October 2018 that the bank and related corporate interests would be rebranded Amerant. The corporate name change was formally approved at the 2019 annual shareholder meeting. Amerant Bank became the principal banking business of Amerant Bancorp Inc. Its operating structure has included affiliated companies such as Amerant Investments Inc., Amerant Mortgage, LLC, and Elant Bank & Trust Ltd. The bank's core activities developed around deposits, consumer and commercial credit, residential finance, cash management, and wealth management. Its customer base includes individuals, small businesses, commercial borrowers, and larger business clients. The bank's principal market has remained Florida. In June 2022, it opened a commercial banking office in Greater Tampa Bay, extending its business-banking reach beyond its established South Florida base. Amerant also maintained a presence in Texas, including Houston banking operations, but those operations were sold to MidFirst Bank in November 2024. The sale included approximately $573.9 million in deposits and $479.2 million in loans, reducing the geographic footprint described in the available reference material. Amerant's public profile expanded through sports, education, and community partnerships. From 2022 onward, the bank partnered with the Miami Heat, Florida Panthers, University of Miami, and Rice University. Some of these relationships included programs intended to improve financial literacy and practical financial skills. In September 2023, Amerant became the naming-rights partner for the former FLA Live Arena in Sunrise, Florida, home of the Florida Panthers; the venue became Amerant Bank Arena. The bank's history also includes a notable response to periods of financial stress. During the 2008 financial crisis, it did not accept assistance through the U.S. Troubled Asset Relief Program. The available reference describes Amerant as being comparatively insulated during the 2023 U.S. banking crisis, attributing that position to diversified deposits and a substantial proportion of deposits covered by the Federal Deposit Insurance Corporation. In October 2024, the bank surpassed $10 billion in assets. It has been characterized as one of Florida's largest community banks and as a regional institution rather than a nationwide banking group.
- 2024
Houston operations sold to MidFirst Bank
[1]Amerant completed the sale of its Houston branches and related banking operations to MidFirst Bank.
- 2024
Assets exceed $10 billion
[1]The bank surpassed $10 billion in assets in October 2024.
- 2023
Amerant Bank Arena naming partnership announced
[1]Amerant became the naming-rights partner for the former FLA Live Arena in Sunrise, Florida.
- 2022
Greater Tampa Bay commercial office opens
[1]Amerant established a commercial banking presence in Greater Tampa Bay through a new office focused on transactional and business services.
- 2019
Corporate name formally changed to Amerant
[1]The corporate name change was formally approved at the annual shareholder meeting.
- 2018
Amerant rebrand announced
[1]The organization announced that it would rebrand its U.S. banking business under the Amerant name.
- 2007
Mercantil Commercebank name adopted
[1]The bank changed its operating name from Commercebank to Mercantil Commercebank.
- 1987
Acquisition by Mercantil Servicios Financieros
[1]Mercantil Servicios Financieros acquired the bank, beginning the ownership relationship that preceded the Mercantil Commercebank and Amerant identities.
- 1979
Commercebank N.A. is founded
[1]The institution that later became Amerant Bank was founded as Commercebank N.A. and chartered as a national banking association.
Products and positioning
A Florida-focused regional and community bank serving consumers, businesses, and commercial clients through traditional banking, lending, treasury, and wealth-management services.
banking services
Personal banking
Consumer banking services for everyday financial needs, including transaction and deposit accounts, payment capabilities, and access to personal borrowing. These services form the main retail relationship between Amerant Bank and individual customers.
banking services · 2022
Commercial banking
Business-focused banking for companies and commercial customers, combining deposits, credit facilities, transactional banking, and treasury or cash-management capabilities. Amerant expanded this line in Greater Tampa Bay in 2022.
lending
Mortgage and home lending
Residential finance services supporting home purchases, refinancing, and other household borrowing needs. The mortgage business is also associated with Amerant Mortgage, LLC.
wealth management
Wealth management
Investment and financial-planning services for customers whose needs extend beyond ordinary deposits and lending. These activities are associated with the bank's broader group structure, including Amerant Investments Inc.
Marketing campaigns
- 2023Amerant Bank Arena naming-rights partnership
South Florida
Amerant became the naming-rights partner for the former FLA Live Arena in Sunrise, Florida, creating a long-term sports and venue-branding platform associated with the Florida Panthers.
Outcome. The venue was renamed Amerant Bank Arena.
- 2022Sports and education partnership program
Florida · Texas
Amerant developed partnerships with professional sports teams and educational institutions, including the Miami Heat, Florida Panthers, University of Miami, and Rice University. The relationships supported brand visibility and community-oriented financial-literacy initiatives.
Outcome. The partnerships expanded Amerant's public presence in its core Florida market and in Texas-linked communities.
- Florida Beach Bowl sponsorship
Florida
Amerant Bank sponsored the Florida Beach Bowl, a college football event highlighting historically Black colleges and universities.
Brand decisions
2024
Sell Houston banking operationsM&ABackground
Amerant reassessed its Texas banking footprint while MidFirst Bank pursued expansion in regional banking markets.
Action taken
Amerant completed the sale of its Houston branches and related operations to MidFirst Bank.
Aftermath
The transaction transferred approximately $573.9 million in deposits and $479.2 million in loans and reduced Amerant's Texas operating presence.
Deposits and loans transferred. $573.9 million in deposits and $479.2 million in loans transferred (November 2024)
- MidFirst Bank — MidFirst Bank acquired the Houston branches and associated deposits and loans.
2022
Expand commercial banking in Greater Tampa BayStrategyBackground
Amerant sought to strengthen its business-banking presence outside its established South Florida base.
Action taken
The bank opened a commercial banking office in Greater Tampa Bay focused on transactional and business-related services.
Aftermath
The move gave Amerant a dedicated commercial-banking presence in the Tampa Bay market.
2018
Adopt the Amerant brandStrategyBackground
The bank had operated under Commercebank and later Mercantil Commercebank, but the organization sought a more unified identity for its U.S. business.
Action taken
Management announced the Amerant rebrand in October 2018, followed by formal corporate approval in 2019.
Aftermath
The Amerant identity became the principal public-facing banking brand.
Recent events
Amerant Bank launches Amerant CoverMe[3]
Reported:
Amerant Bank launched Amerant CoverMe, a program that allows eligible customers to overdraw up to $100 without fees.
Amerant Bank and Marstone announce partnership[4]
Reported:
Amerant Bank announced a partnership with digital wealth management technology firm Marstone to offer digital wealth management solutions.
Sources4 sources
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