Almazergienbank

АКБ «Алмазэргиэнбанк» АО (АЭБ) is a bank based in Yakutsk, Russia. Its official website presents consumer credit, the «Карта жителя Якутии» (Yakutia Resident Card) with a transport wallet and social benefits, the «СВОИ» loyalty program, investment in precious metals (gold and silver bars and coins), and auto loans for used cars from Russia, Japan, or China. The bank offers the «АЭБ Онлайн» mobile application, a smart queue service, an overdraft for Yakutia residents, and insurance products. It also provides the «Забота о близких» service, which allows a client to appoint an authorized person to confirm or reject large transfers and cash withdrawals.

The bank's official history page lists events from 1993 through 2020. In 2020, due to the COVID-19 pandemic, Almazergienbank took sanitary measures in its offices, supplied employees with protective equipment, introduced total sanitization of branches and disinfection of client areas several times a day, and moved part of its staff to remote work, which continued throughout the year. The bank announced support measures for entrepreneurs and residents of the republic due to the coronavirus pandemic, including credit holidays and other anti-crisis offers. АЭБ stated that by the end of the year it would update its key digital channels — the «АЭБ Онлайн» mobile application and the bank's website — and launch new online services. In Yakutia, the best practice of housing construction lending for young families under the «Дальневосточная ипотека» (Far Eastern Mortgage) program was implemented by Almazergienbank, as assessed during the fourth meeting of the working group on the implementation of the preferential mortgage program chaired by the Minister of the Russian Federation for the Development of the Far East and the Arctic, Alexander Kozlov. АКБ «Алмазэргиэнбанк» АО provides a loan under the «Far Eastern Mortgage» without attracting additional collateral other than the land plot, for up to 3 million rubles for building a house and up to 4 million rubles for purchasing a land plot and building a house on it. АЭБ took a leading position in the Republic of Sakha (Yakutia) in terms of the number of housing construction loans issued to young families. Almazergienbank connected to the Faster Payments System.

• Consumer credit

  Credit for any purpose with minimal requirements and a favorable rate.

• Карта жителя Якутии (Yakutia Resident Card)

  A card combining a transport wallet and social benefits.

• СВОИ loyalty program

  Receive cashback for purchases in cafes, stores, and partner services.

• Investment in precious metals

  Buy gold and silver bars and coins.

• Auto loan

  For purchasing cars on the secondary market of Russia, Japan, or China.

• АЭБ Онлайн mobile application

  Manage your finances anywhere and anytime.

• Smart queue

  Save time by choosing the best moment to visit the bank.

• Overdraft for Yakutia residents

  An additional source of funds that will help you in unforeseen situations.

• Забота о близких service

  Allows appointing an authorized person to confirm or reject transfers and large cash withdrawals. From September 1, 2025, a limit can be set for operations on bank accounts (deposits) for transfers to third parties and/or cash withdrawals. Confirmation or rejection is done at the bank office with the in-person presence of the client and their authorized person. The authorized person cannot initiate transfers themselves, does not see passwords, and does not get access to money. The client decides who the authorized person is and can disable it at any time. Cost: 500 rubles per month.

• Insurance products

  Includes income protection, property insurance «Моя защита ИФЛ», «Семейная защита» program, life and health insurance, «Маленький герой» policy, and cardholder insurance.

1. 1АКБ «Алмазэргиэнбанк» АОalbank.ru
2. 2История Банка | АЭБalbank.ru
3. 3Забота о близких | АЭБalbank.ru
4. 4Страхование | АЭБalbank.ru