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Alisa Pankki

Alisa Bank is a licensed Nordic bank focused on embedded banking, payments and invoice financing for SMEs and partners.

Last updated September 15, 2026

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Overview

Alisa Bank (Alisa Pankki) is a Finnish bank that describes itself as a licensed Nordic bank. It positions its offering around embedded banking services built directly into the financial management tools businesses already use, with payments and invoice financing becoming part of existing workflows. The bank states that it complies with Finnish corporate governance rules for a public limited company and with the rules of Nasdaq Helsinki Ltd, and that its highest decision-making power is exercised by shareholders at general meetings. It has announced a strategic co-operation agreement with Nordea covering invoice financing services for Nordea's entrepreneur clients, and has reported the completion of the sale of its consumer loan portfolio to Bankaktiebolaget Nordiska (publ).

History

Alisa Bank presents itself as a licensed Nordic bank. Its stated approach to banking is built around embedded services intended to let SMEs scale without friction, clarity in communication with entrepreneurs and partners, innovative embedded solutions, and secure, compliant and reliable banking. The bank states that its services are built directly into the financial management tools businesses already use, so that payments and invoice financing become part of existing workflows. It has announced a strategic co-operation agreement with Nordea to provide invoice financing services for Nordea's entrepreneur clients through Alisa Bank's technology, and has reported the completion of the sale of its consumer loan portfolio to Bankaktiebolaget Nordiska (publ). In corporate governance, Alisa Bank states that it complies with its Articles of Association, the Finnish Limited Liability Companies Act, the Securities Markets Act, the regulations and guidelines of the Financial Supervisory Authority, and the Rules of Nasdaq Helsinki Ltd, as well as the relevant parts of the Corporate Governance Code for Finnish listed companies. The highest decision-making power is exercised by shareholders at general meetings, and the governance model consists of the general meeting, the Board of Directors and the CEO, with the Group's Management Team assisting the CEO.

Products and positioning

Embedded SME banking with innovative, compliant and reliable services delivered through partners' existing financial management tools.

  • Payments

    Payments offered as part of embedded banking services built into existing financial management tools.

  • Invoice financing

    Invoice financing that becomes a seamless part of existing workflows; also offered to Nordea's entrepreneur clients through a co-operation agreement.

  • Account and financing services

    Alisa Bank's Account and Financing Services will soon be available to Netvisor users.

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